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PENGUJIAN FINANCING TO DEPOSIT RATIO (FDR) SEBAGAI MEDIASI ANTARA PEMBIAYAAN, NON PERFORMING FINANCING (NPF) DAN BIAYA OPERASIONAL PENDAPATAN OPERASIONAL (BOPO) TERHADAP LABA PADA BANK UMUM SYARIAH INDONESIA Lidyah, Rika; Riski, Oki Sania; Yo Putri, Dwithia Chan; Agustina, Tri
I-Finance Journal Vol 5 No 2 (2019): I-FINANCE
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Raden Fatah Palembang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/4914

Abstract

This study aims to determine the effect of financing, non-performing financing (NPF) and operating income operating expenses (BOPO) on profits with financing to deposit ratio (FDR) as a mediating variable at Islamic Commercial Banks in Indonesia. The type of data used is secondary data with an external type. Sources of data in the form of annual financial reports (annual report) Islamic Commercial Bank. The number of samples of 7 companies with a sample determination method that is purposive sampling. Data analysis techniques used are the classical assumption test and path analysis. Research found that (1 ) financing has a significant negative effect on FDR, (2) NPF has no effect on FDR, (3) BOPO has a significant negative effect on FDR, (4) financing has a significant positive effect on earnings, (5) NPF has a significant negative effect on earnings, (6) BOPO has no effect on earnings, (7) FDR has a significant negative effect on earnings, (8) FDR mediates the effect of financing on earnings, (9) FDR does not mediate the effect of NPF on earnings and (10) FDR mediates the influence of BOPO on earnings.
TINGKAT KEPUASAN NASABAH TERHADAP STANDAR PELAYANAN (STUDI KASUS PADA PT. BANK X DI PALEMBANG) Lidyah, Rika; Anggraini, Sherly
Nurani: Jurnal Kajian Syariah dan Masyarakat Vol 14 No 1 (2014): Nurani
Publisher : Fakultas Syariah dan Hukum Universitas Islam Negeri Raden Fatah Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/nurani.v14i1.101

Abstract

Abstract: Service is a process of assistance to others in certain ways that require sensitivity and interpersonal relationships in order to create satisfaction and success. Satisfaction is feeling happy or disappointed someone who comes after comparing the performance (results) is thinking of product performance (results) are expected. The purpose of this study is the first, to find out what factors affect the level of customer satisfaction with standards of service at PT. Bank X Palembang, and second, to find out what factors affect the level of customer satisfaction with standards of service at PT Bank X Palembang. The sample was taken is the customers who have experienced the service at PT. Bank X Palembang obtained a sample of 47 respondents. This sample was taken by way of non-probability sampling with Accidental sampling techniques. The results showed, first, the analysis of two pairs hypothesis test (different tests) show that there is a difference between the performance perceived by the customer expectations of service standards at PT. Bank X Palembang, this shows the banks performance is still not fully meet customer expectations. Second, factors that affect the highest customer satisfaction level of service standards at PT. Bank X Palembang ie employees to be friendly and polite registration. ملخص :الخدمة هي عملية لتقديم المساعدة إلى الآخرين بطرق معينة تتطلب حساسية والعلاقات بين الأشخاص من أجل خلق الارتياح والنجاح. الارتياح هو الشعور بالسعادة أو بخيبة الأمل لشخص يأتي بعد مقارنة الأداء (النتائج) هو التفكير في أداء المنتج (النتائج) من المتوقع. والغرض من هذه الدراسة هي الأولى ، لمعرفة ما هي العوامل التي تؤثر في مستوى رضا العملاء مع معايير الخدمة في حزب العمال. البنك باليمبانج العاشر ، والثاني ، لمعرفة ما هي العوامل التي تؤثر في مستوى رضا العملاء مع معايير الخدمة في حزب العمال. البنك العاشر باليمبانج. وكانت العينة التي اتخذت هي العملاء الذين لديهم خبرة في الخدمة في حزب العمال. البنك العاشر باليمبانج الحصول على عينة من 47 المستجيبين. هذه عينة أخذت من طريق غير احتمال أخذ العينات مع تقنيات أخذ العينات العرضي. وأظهرت النتائج ، أولا ، تحليل اثنين من أزواج اختبار الفرضية (اختبارات مختلفة) تبين أن هناك فرقا بين الأداء ينظر إليه من جانب توقعات العملاء من معايير الخدمة في حزب العمال. البنك باليمبانج العاشر ، وهذا يدل على أداء البنك لا تزال غير كاملة تلبية توقعات العملاء. ثانيا ، العوامل التي تؤثر على أعلى مستويات رضا العملاء من معايير الخدمة في حزب العمال. البنك العاشر باليمبانج الموظفين أي أن تكون ودية ومهذبة للتسجيل. Kata Kunci: kepuasan, pelayanan, persepsi, bank.
KAJIAN FILSAFAT ILMU TERHADAP EKONOMI ISLAM Akbar, Dinnul Alfian; Lidyah, Rika
Nurani: Jurnal Kajian Syariah dan Masyarakat Vol 13 No 1 (2013): Nurani
Publisher : Fakultas Syariah dan Hukum Universitas Islam Negeri Raden Fatah Palembang

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Abstract

Abstrak: Islamic economics is based economy to a deity. Thesystem starts from God, intended end, and use the meanscannot be separated from the shariah. In addition to the basisof the deity, the Islamic economic system is also characterizedby humanity. Because of the humanitarian idea also comesfrom the Lord. The importance of establishing Islamic economicthought based, two arguments, first, the theological argument.Second, empirical philosophical arguments and factual.ملخص:ویستند الاقتصاد الاسلامي الاقتصاد إلى ألوھیة .بدء تشغیل النظام من لله،ویقصد لله نھایة، واستخدام وسائل لا یمكن فصلھا عن الشریعة الإسلامیة .بالإضافةإلى أساس للألوھیة، ویتمیز أیضا النظام الاقتصادي الإسلامي من قبل الإنسانیة .لأنالفكرة الإنسانیة یأتي أیضا من لله .ورأى أھمیة وضع الاقتصادي الإسلامي یستند،حجتان، الأولى، وحجة لاھوتیة .الثانیة، والحجج الفلسفیة التجریبیة والواقعیة.Kata Kunci: ekonomi islam, ekonomi sosialis, kepemilikan
PENGARUH TOTAL ASET, EXPENSE RATIO DAN PORTOFOLIO TURNOVER TERHADAP KINERJA REKSADANA SAHAM DI INDONESIA Lidyah, Rika
I-ECONOMICS: A Research Journal on Islamic Economics Vol 3 No 1 (2017): I-ECONOMICS: A Research Journal on Islamic Economics
Publisher : Faculty of Islamic Economics and Business

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Abstract

Purpose of this research is to explain emphiris evidence of total assets effect, expense ratio and turnover portfolio to stock mutual funds performance in Indonesia. Sample in this research using purposive sampling method with stock mutual funds official in Otoritas Jasa Keuangan  and Bursa Efek which is still active on Januari 2013 until Desember 2015 as a criteria. Amount of this sample is 184 mutual funds.  Data analysis in this research using multiple linier regression analysis with SPSS. Data analysis result showed that as a simultan has an effect significantly between total assets, expense ratio dan turnover portfolio to stock mutual funds performance in Indonesia 2013-2015 period. If so, total assets, expense ratio dan turnover portfolio have increased and stock mutual funds do. But, as a partial has no effect significantly between total assets, expense ratio and turnover portfolio variable to stock mutual funds performance in Indonesia 2013-2015 period
THE EFFECT OF BOARD OF DIRECTOR, BOARD OF COMMISSIONER AND AUDIT COMMITTEE ON VALUE OF FIRM TO ISLAMIC SOCIAL REPORTING AS A MEDIATING VARIABLE LIDYAH, RIKA; AMIR, AMRI; YACOB, SYAHMARDI; RAHAYU, SRI
JOURNAL OF BUSINESS STUDIES AND MANAGEMENT REVIEW Vol 2 No 2 (2019): JBSMR Vol 2 No.2 June 2019
Publisher : Jambi University, Management Department Faculty of Economics and Business

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (407.091 KB) | DOI: 10.22437/jb.v2i2.7214

Abstract

This research aim to analyze the effect of  number of Board of Directors, number of Commissioners and  audit committee of the company with the Islamic social reporting as mediation variables. This research was conducted on the basic and chemical industrial enterprises registered in the ISSI. The research found that the number of Board of Director,  number of Commissioners and  audit committee of the value of firm affects. The number of Board of Director of Islamic have effect on social reporting, whereas number of Commissioner and audit committee do not have effect to the Islamic social reporting. Islamic social reporting can mediate all the variables (the number of Commissioner and the Board of Director, the audit committee of the company)
Posisi Manajer Untuk Wanita : Kendala dan Pandangan Islam Lidyah, Rika
An Nisa'a Vol 12 No 1 (2017): An Nisa'a
Publisher : Pusat Studi Gender dan Anak Universitas Islam Negeri Raden fatah palembang

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Abstract

Leadership considered important in the organization because of two factors: the existence of the fact that the replacement of leaders often change the performance of an organization or agency, unit; and the research results that showed one of the internal factors that affect the success of the organization is leadership. Nowadays, it is not a strange thing when a woman occupied the highest office in an organization. Many women managers and emerging leadership and not a few who achieved success. The difference in the nature of women and men will take differences in the leadership of women and men. Men's leadership style is characterized by the ' command and control ' was originally considered to be the best. However, the stories of successful women as leader in an organization have proved that the leadership style of ' command and control ' is not the only way to reach the top of the leadership.
Islamic Corporate Governance, Islamicityfinancial Performance Index And Fraudat Islamic Bank Lidyah, Rika
Jurnal Akuntansi Vol 22, No 3 (2018): September 2018
Publisher : Fakultas Ekonomi dan Bisnis Universitas Tarumanagara

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (142.929 KB) | DOI: 10.24912/ja.v22i3.398

Abstract

This research empirically tested the factors of fraud occurrence in sharia banks based on fraud triangle theory, which is motivation, opportunity and rationalization must be fulfilled for the occurrence of fraud. This research develops indicators as a proxy of motivation, opportunity and rationalization. Factors tested in this research is the Islamic Corporate Governance to fraud with the Islamicity Financial Performance Index as a mediator in sharia banks 2012-2016.This research using quantitative method with secondary data. Data are obtained from annual reports published by Islamic banks. The test is done by path analysis and processed using SPSS. The result of research shows that Islamic Corporate Governance has no effect to Islamicity Performance Index, Islamic Income Ratio, Profit Sharing Ratio and Islamic Investment Ratio (Islamicity Financial Performance Index) influence to Fraud, Islamic Corporate Governance has no effect to Fraud, and Islamic Income Ratio, Profit Sharing Ratio and Islamic Investment Ratio (Islamicity Financial Performance Index) does not mediate the influence of Islamic Corporate Governance to Fraud on Islamic Bank or it can be said that there is no mediation. This research shows that factors based on fraud triangle are effective for use in explaining fraud.