Indra Satria, Indra
Universitas Pancasila

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Journal : Journal of Innovation in Business and Economics

FAKTOR-FAKTOR PENENTU LABA PADA BANK UMUM NASIONAL TERBESAR DI INDONESIA Satria, Indra
Journal of Innovation in Business and Economics Vol 6, No 2 (2015)
Publisher : Faculty of Economics and Business, University of Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (168.569 KB) | DOI: 10.22219/jibe.v6i2.4170

Abstract

The purpose of this study was to examine the factors that determine the profitability of the banks of the largest commercial banks nationwide in Indonesia for the period 2010-2014. Based on the prescribed criteria, banks selected as samples were Bank Central Asia, Bank Negara Indonesia and Bank Mandiri. The dependent variable in this study is profit. The independent variables consist of liquidity risk, credit risk and efficiency. The analytical tool used is multiple linear regression analysis. The results showed that the liquidity risk of significant and positive impact on profits. Meanwhile, credit risk and efficiency significant and negative effect on profits. Concurrently, liquidity risk, credit risk and efficiency has a significant effect on earnings.Keywords : Credit Risk, Efficiency, Liquidity Risk, ROA.