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Influence of Banking Image, Financing Procedure and Sharia Principles to Customer Decision in Taking Financing PT. Bank Muamalat Indonesia Tbk Branch Makassar Verawaty, Verawaty
Patria Artha Journal of Accounting & Financial Reporting Vol 2, No 1 (2018): Journal of Accounting & Financial Reporting
Publisher : Universitas Patria Artha

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (7.612 KB) | DOI: 10.33857/jafr.v2i1.126

Abstract

The purpose of this study is to know the image banking, financing procedures and principles ofsharia partially and simultaneously to the decision of the customer ini taking financing at PT.Bank Muamala Indonesia branch of Makassar. The analytical method use is multiple linear regression analysis. The population of this study isall customers who take the financing. To see the independent variable to depent variableis donepartially or simultaneously with level of trust 95%.Partially indicate that banking image, financing procedure and also syariah principles havepositif but not significant influence to customer decision in taking financing. Simultaneouslyshow the three variable have positive and significant effect. This result implies that the bank isable to create added value in the management of human resources, so that in the end canincrease the distribution of corporate financing.
Analisis Pengembangan Corporate Value berdasarkan Keputusan Investasi dan Pendanaan, Struktur Kepemilikan serta Kebijakan Dividen pada Perusahaan Manufaktur yang Terdaftar di Bursa Efek Indonesia Verawaty, Verawaty; Merina, Citra Indah; Kurniawati, Irra
Berkala Akuntansi dan Keuangan Indonesia Vol 1, No 1 (2016): Berkala Akuntansi dan Keuangan Indonesia
Publisher : Berkala Akuntansi dan Keuangan Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (573.409 KB)

Abstract

Penelitian ini membahas variabel-variabel yang mempengaruhi pengembangan nilai perusahaan pada perusahaan manufaktur di Bursa Efek Indonesia. Sektor manufaktur dipilih sebagai objek penelitian karena sektor manufaktur berhubungan langsung dengan daya beli masyarakat sehari-hari dan perusahaan akan selalu berproduksi serta membutuhkan keputusan dan kebijakan yang tepat dalam hal pengalokasian keuangan perusahaan, sehingga pengembangan nilai perusahaan pada perusahaan manufaktur lebih terlihat dan menjadi daya tarik serta pertimbangan bagi investor yang ingin berinvestasi di perusahaan manufaktur. Variabel-variabel yang akan dianalisis adalah keputusan investasi, keputusan pendanaan, kepemilikan manajerial dan kepemilikan institusional, serta kebijakan dividen. Populasi penelitian ini adalah 138 perusahaan manufaktur Indonesia Stock Exchange (IDX) Fact Book 2013. Hasil pengujian hipotesis menunjukkan bahwa variabel keputusan investasi, kepemilikan manajerial, dan kepemilikan institusional memiliki pengaruh signifikan terhadap nilai perusahaan. Adapun variabel keputusan pendanaan dan kebijakan dividen tidak memiliki pengaruh signifikan terhadap nilai perusahaan.
PENGARUH KINERJA KEUANGAN TERHADAP RETURN SAHAM PADA PERUSAHAAN PERTAMBANGAN YANG TERDAFTAR DI BURSA EFEK INDONESIA Verawaty, Verawaty; Jaya, Ade Kemala; Mendala, Tita
JURNAL AKUISISI Vol 11, No 2 (2015): November 2015
Publisher : Universitas Muhamamdiyah Metro

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Abstract

The research is aimed to analyze the influences of financial performance to the company stocks return. The sample is mining companies listed in the Indonesia Stock Exchange in 2013. The study concluded that at the significant level (α) of 5%, there are no significant influences between DER (Debt to Equity Ratio), REO (Return on Equity), EPS (Earning Per Share), PER (Price Earning Ratio) and NPM (Net Profit Margin) to the stocks return. The results are related to the decrease of mining commodities in international market since 2012, the government’s plans to implement a rule banning the export of low-calorie coal, the drastic decline of exchange rate of rupiah against US dollar, the trade deficit in 2013 and world market conditions which make Indonesian exports declined.  Keywords: DER (Debt to Equity Ratio), REO (Return On Equity), EPS (Earning Per Share), PER (Price Earning Ratio), NPM (Net Profit Margin), Stocks Return
Analisis Pengembangan Corporate Value berdasarkan Keputusan Investasi dan Pendanaan, Struktur Kepemilikan serta Kebijakan Dividen pada Perusahaan Manufaktur yang Terdaftar di Bursa Efek Indonesia Verawaty, Verawaty; Merina, Citra Indah; Kurniawati, Irra
Berkala Akuntansi dan Keuangan Indonesia Vol 1, No 1 (2016): Berkala Akuntansi dan Keuangan Indonesia
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (573.409 KB)

Abstract

Penelitian ini membahas variabel-variabel yang mempengaruhi pengembangan nilai perusahaan pada perusahaan manufaktur di Bursa Efek Indonesia. Sektor manufaktur dipilih sebagai objek penelitian karena sektor manufaktur berhubungan langsung dengan daya beli masyarakat sehari-hari dan perusahaan akan selalu berproduksi serta membutuhkan keputusan dan kebijakan yang tepat dalam hal pengalokasian keuangan perusahaan, sehingga pengembangan nilai perusahaan pada perusahaan manufaktur lebih terlihat dan menjadi daya tarik serta pertimbangan bagi investor yang ingin berinvestasi di perusahaan manufaktur. Variabel-variabel yang akan dianalisis adalah keputusan investasi, keputusan pendanaan, kepemilikan manajerial dan kepemilikan institusional, serta kebijakan dividen. Populasi penelitian ini adalah 138 perusahaan manufaktur Indonesia Stock Exchange (IDX) Fact Book 2013. Hasil pengujian hipotesis menunjukkan bahwa variabel keputusan investasi, kepemilikan manajerial, dan kepemilikan institusional memiliki pengaruh signifikan terhadap nilai perusahaan. Adapun variabel keputusan pendanaan dan kebijakan dividen tidak memiliki pengaruh signifikan terhadap nilai perusahaan.
Analysis of Pharmaceutical Staffing Needs in the Pharmacy Installation of Grha Permata Ibu Hospital Depok 2016 Verawaty, Verawaty; Ramdani, M. Ihsan; Laksmitawati, Diah Ratih; Meidiawati, Christine
JURNAL MANAJEMEN DAN PELAYANAN FARMASI (Journal of Management and Pharmacy Practice) Vol 7, No 2
Publisher : Faculty of Pharmacy, Universitas Gadjah Mada

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22146/jmpf.30124

Abstract

The potential incident of medication error in pharmacy unit might arise due to increased workload of pharmacy staff. Excessive workload triggers exhaustion and lack of concentration of the pharmacy staff in pharmacy services. Increasing the number of pharmacy staff is the solution to reduce workload, therefore analysis of workload of pharmacy staff at Graha Permata Ibu Hospital’s pharmacy unit (IFRS GPI) is required to be used in calculating the ideal and productive needs of staff, which is also the purpose of this study. This study is a combination of qualitative and quantitative research with samples from pharmacy personnel activities. The techniques of data collection were obtained through observation using work sampling and in-depth interviews. Data were analyzed using Workload Indicators of Staffing Need (WISN).The result showed direct productive activities amounted to 59.14%, indirect productive activities amounted to 17.22%, 16.99% of non-productive activities, and 6.65% of personnel private activities. Pharmacy staffing need is 26 people. The ratio comparison between existing personnel and staffing need of the pharmacy installation was 0.7, which indicates the numbers of pharmacy personnel are not in accordance with the workload. It concludes a few necessities such as a need for new hires of pharmacy personnel, a new arrangement of work shifts and scheduling, a modification of service flow for requested prescription, a need to maximize the utilization of hospital information systems, a need to increase the role of pharmacists, and to conduct education and continuous training.
Analysis of Pharmaceutical Staffing Needs in the Pharmacy Installation of Grha Permata Ibu Hospital Depok 2016 Verawaty, Verawaty; Ramdani, M. Ihsan; Laksmitawati, Diah Ratih; Meidiawati, Christine
JURNAL MANAJEMEN DAN PELAYANAN FARMASI (Journal of Management and Pharmacy Practice) Vol 7, No 2
Publisher : Faculty of Pharmacy, Universitas Gadjah Mada

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1235.018 KB) | DOI: 10.22146/jmpf.30124

Abstract

The potential incident of medication error in pharmacy unit might arise due to increased workload of pharmacy staff. Excessive workload triggers exhaustion and lack of concentration of the pharmacy staff in pharmacy services. Increasing the number of pharmacy staff is the solution to reduce workload, therefore analysis of workload of pharmacy staff at Graha Permata Ibu Hospital’s pharmacy unit (IFRS GPI) is required to be used in calculating the ideal and productive needs of staff, which is also the purpose of this study. This study is a combination of qualitative and quantitative research with samples from pharmacy personnel activities. The techniques of data collection were obtained through observation using work sampling and in-depth interviews. Data were analyzed using Workload Indicators of Staffing Need (WISN).The result showed direct productive activities amounted to 59.14%, indirect productive activities amounted to 17.22%, 16.99% of non-productive activities, and 6.65% of personnel private activities. Pharmacy staffing need is 26 people. The ratio comparison between existing personnel and staffing need of the pharmacy installation was 0.7, which indicates the numbers of pharmacy personnel are not in accordance with the workload. It concludes a few necessities such as a need for new hires of pharmacy personnel, a new arrangement of work shifts and scheduling, a modification of service flow for requested prescription, a need to maximize the utilization of hospital information systems, a need to increase the role of pharmacists, and to conduct education and continuous training.
Efektivitas Sistem Penghantaran Liposom pada Katekin Sebagai Antioksidan Verawaty, Verawaty; Halim, Auzal; Febriyenti, Febriyenti
JSFK (Jurnal Sains Farmasi & Klinis) Vol 2, No 2 (2016): J Sains Farm Klin 2(2), Mei 2016
Publisher : Fakultas Farmasi Universitas Andalas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29208/jsfk.2016.2.2.85

Abstract

Telah dilakukan penelitian efektivitas sistem penghantaran liposom pada katekin sebagai antioksidan. Liposom dibuat dari fosfatidilkolin yang berasal dari telur dan kolesterol. Metoda liposom yang digunakan pada penelitian ini adalah metoda hidrasi lapis tipis menggunakan rotary evaporator. Liposom dibuat dalam 3 formula yang memiliki perbandingan berbeda antara fosfatidilkolin dan kolesterol. Formula 1 dengan perbandingan 1:1; formula 2 dengan perbandingan 1:2 dan formula 3 dengan perbandingan 2:1. Dari hasil pengamatan dengan SEM terlihat globul-globul liposom berbentuk bola sferis dan ada juga yang lonjong. Efisiensi penjerapan (% EP) didapatkan formula I sebesar 24,49%, Formula II sebesar 24,67% dan formula III sebesar 20,06%. Disini terlihat bahwa semakin meningkatnya kolesterol yang digunakan akan semakin meningkat pula efisiensi penjerapan obat. Pada uji daya antioksidan pada supernatan didapatkan formula II lebih baik dibandingkan formula I dan formula III, sehingga dapat disimpulkan bahwa semakin besar kolesterol maka formulasi liposom akan lebih bagus dan stabil.
DETERMINAN TRANSPARANSI INFORMASI KEUANGAN DAERAH MELALUI E- GOVERNMENT PEMERINTAH DAERAH DI SUMATERA SELATAN Verawaty, Verawaty
Akuisisi : Jurnal Akuntansi Vol 13, No 2 (2017): 2017
Publisher : Universitas Muhammadiyah Metro

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Abstract

ABSTRACT The purpose of this study was to analyze the association of Local Own Source Revenue, General Allocation Fund, Special Allocation Fund, and Debt Ratio as the determinants of the Local Government Financial Information Transparency. The population was all local government in South Sumatra. The statistical results showed that only Local Own Source Revenue showed the positive association to Financial Information Transparency. The study implication recommends that the local government must improve the implementation of e-government in order to enhance accounting transparency that they present in the website.
ABNORMAL AUDIT FEE, RASIO KEUANGAN DAN AUDIT CLIENT TENURE TERHADAP OPINION SHOPPING Verawaty, Verawaty
Jurnal Akuntansi Multiparadigma Vol 9, No 3 (2018): Jurnal Akuntansi Multiparadigma
Publisher : Universitas Brawijaya

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Abstract

Abstrak: Penelitian ini menguji pengaruh opinion shopping terhadap biaya audit abnormal, likuiditas, profitabilitas, dan lamanya perikatan audit dari 40 perusahaan sektor manufaktur di BEI. Hasil analisis regresi logistik bahwa hanya likuiditas yang memiliki pengaruh positif pada opinion shopping. Ini berarti akuntan profesional di Indonesia harus tetap memegang teguh Kode Etik Profesional untuk menjaga integritas dengan mengeluarkan opini sesuai kondisi yang sebenarnya serta perusahaan go public yang menjadi objek penelitian ini harus selalu tunduk pada peraturan terkait perikatan.
Pengaruh Resiko Kredit, Likuiditas, Efisiensi Operasional dan Tingkat Ekonomi Makro Ekonomi Terhadap Kinerja Bank Pembangunan Daerah di Pulau Sumatera Verawaty, Verawaty; Jaya, Ade Kemala; Widiati, Yolanda
Akuisisi : Jurnal Akuntansi Vol 13, No 1 (2017): APRIL 2017
Publisher : Universitas Muhammadiyah Metro

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Abstract

The purpose of this study was to obtain the empirical evidence about the effect of credit risk, liquidity, operational efficiency and the macro-economic level to the the performance of regional development banks. This study population was eight Regional Development Banks in Sumatera Island during 2011-2014. Analysis technique used is multiple linear regression. The results showed simultaneously, all the independent variables affected the dependent variable. Partially, only credit risk and efficiency negatively affected the performance of the bank. Liquidity and macro-economic level did not have positive influence on the bank's performance. Keywords: the performance of banks, credit risk, liquidity, operational efficiency and macro-economic level