Andika Persada Putera, Andika Persada
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KARAKTERISTIK KEAGENAN BANK Putera, Andika Persada
Yuridika Vol 29, No 3 (2014): Volume 29 No 3 September 2014
Publisher : Fakultas Hukum Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (150.439 KB) | DOI: 10.20473/ydk.v29i3.371

Abstract

Rapid development of the national economy and banking external environment, such as non-bank financial institutions, capital markets, securities companies, insurance as well as the needs of the people, are causing the services and banking products also developed and varied. Banking activities not only engage in activities that are primary (core business), but also non-core business such as agency activities as Mutual Fund Sales Agent (APERD) and bancassurance. The implementation of bank agency, when the transaction is done and the position of non-bank products principals is represented by the bank as a sales agent, the principal responsibility for third-party funds invested in investment products belongs to the principal. However, all forms of relations and communications between the principal with a third party at a bank as an agent or intermediary for both parties.Keywords: bank, bank agency, investment.
PENYELESAIAN SENGKETA PERBANKAN DENGAN MEDIASI Putera, Andika Persada
Yuridika Vol 28, No 1 (2013): Volume 28 No 1 Januari 2013
Publisher : Fakultas Hukum Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (574.481 KB) | DOI: 10.20473/ydk.v28i1.5713

Abstract

In principle, the banking industry is a business activity that is fraught with risk (full risk business). However, if managed properly and carefully will result in a huge advantage, otherwise if poorly managed, will lead to greater risk of loss. Therefore, the bank continues to deal with a variety of risks, especially the rapid development of science and technology and the external environment lead bank risk banking business from day to day more and more complex and should be anticipated as possible.
PRINSIP KEPERCAYAAN SEBAGAI FONDASI UTAMA KEGIATAN PERBANKAN Putera, Andika Persada
Jurnal Hukum Bisnis Bonum Commune Volume 3, Nomor 1 Februari 2020
Publisher : Faculty of Law, University of August 17, 1945 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1842.919 KB) | DOI: 10.30996/jhbbc.v3i1.2984

Abstract

Banking as an intermediary institution plays an important role in advancing the national economy as an intermediary between capital owners and users of funds. In carrying out its business activities, banks as business entities have special characteristics, which are obliged to maintain public trust which is a fundamental principle for banks because the existence of the banking industry is highly dependent on public trust as the owner of funds. The public funds deposited in the bank are used to finance the customer's credit. The magnitude of the role of the community in the banking industry, so that banks are also called trust institutions. That is, as a financial institution whose basic foundation is public trust. In this article, the things that will be discussed are first, bank business activities related to the Trust Principle. Second, the Trust Principle is the main foundation of banking in carrying out its business activities. This article is based on juridical-normative research with primary and secondary legal materials as secondary data on which the analysis is based. The results of the analysis are related to the implementation of daily bank activities (day to day activities) which include funding, lending and services, all of which require public confidence in order to develop properly and to maintain the existence of the bank. The principle of trust is a fundamental principle for banks because it serves as the main foundation of banks in carrying out their daily business activities, especially related to the collection of public funds (funding) as capital for bank lending.Perbankan sebagai lembaga intermediasi berperan penting dalam memajukan perekonomian nasional sebagai perantara antara pemilik modal dengan pengguna dana. Dalam menjalankan kegiatan usahanya, bank sebagai badan usaha memiliki karakteristik khusus, yaitu wajib menjaga kepercayaan masyarakat yang merupakan prinsip fundamental bagi bank karena keberadaan industri Perbankan sangat tergantung pada kepercayaan masyarakat sebagai pemilik dana. Dana masyarakat yang disimpan di bank itulah yang digunakan untuk membiayai kredit nasabahnya. Besarnya peran masyarakat pada industri perbankan, sehingga bank disebut juga sebagai lembaga kepercayaan. Artinya, sebagai suatu lembaga keuangan yang fondasi dasarnya adalah kepercayaan masyarakat. Dalam artikel ini, hal-hal yang akan dibahas adalah pertama, kegiatan usaha bank yang berkaitan dengan Prinsip Kepercayaan. Kedua, Prinsip Kepercayaan merupakan fondasi utama perbankan dalam menjalankan kegiatan usahanya. Artikel ini dibuat berdasarkan penelitan yuridis-normatif dengan bahan hukum primer dan sekunder sebagai data sekunder yang menjadi dasar analisisnya. Hasil analisis adalah terkait dengan pelaksanaan kegiatan bank sehari-hari (day to day activities) yang meliputi funding, lending dan services, semuanya membutuhkan kepercayaan masyarakat agar dapat berkembang dengan baik serta guna mempertahankan keberadaan bank tersebut. Prinsip kepercayaan merupakan prinsip fundamental bagi perbankan karena berfungsi sebagai fondasi utama bank dalam melaksanakan kegiatan usahanya sehari-hari, terutama terkait dengan penghimpunan dana masyarakat (funding) sebagai modal untuk penyaluran kredit bank.
KEAGENAN BANK DALAM PERSPEKTIF COMMON LAW SYSTEM Putera, Andika Persada
Perspektif Hukum Vol 16, No 2 (2016): November 2016
Publisher : Universitas Hang Tuah

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (459.608 KB) | DOI: 10.30649/phj.v16i2.63

Abstract

The rapid development of the national economy and banking external environment, causing banking activities not only engage in activities that are primary (core business), but also non-core business such as agency activities as Mutual Fund Sales Agent (APERD) and Bancassurance. In the concept of the common law system, the agency as the center of all business affairs as a business owner can not do your own business, so delegating affairs to agents as a mediator. There is a legal relationships and trust (fiduciary relationship) between the principal and the agent acting on behalf principal. In addition, there is an element of supervision of the principal to the agent so that the agent must comply under the supervision of the principal. Supervision is an essential element that determines the existence of an agency relationship, so it is a vertical relationship between principal and agent. The principal control components in the form of action directives, orders, limitation of power agents and monitoring the agent's action.
TANGGUNG JAWAB PIDANA, PERDATA DAN ADMINISTRASI ASISTEN PERAWAT DALAM PELAYANAN KESEHATAN DESA SWADAYA Ina Ola, Clara Yunita; Huda, Khoirul; Putera, Andika Persada
Legality : Jurnal Ilmiah Hukum Vol 25, No 2 (2017)
Publisher : Faculty of Law, University of Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (284.205 KB) | DOI: 10.22219/jihl.v25i2.5997

Abstract

This study analyzes the accountability of nurse's assistant in performing health service practices of people in swadaya village. This research uses a statue approach and conceptual approach. The act of health service which is often given by nurse's assistant to people in swadaya village is one form of health service which is done outside of the authority that should be done by the authorities in accordance with the rules and applicable law. The unequal distribution of health workers necessitates the nurse's assistant in performing medical practice to perform medical action so that it requires clear legal protection. nurse's assistant in performing acts outside of their authority have legal responsibility. The results showed that nurse's assistant in doing the practice outside of its authority to people in swadaya village can be held accountable of criminal, civil and administrative law, therefore it is expected for the government to be able to create policies or regulations so that in the legislation can be explained about the protection of law and legality for nurse's assistant in swadaya village, so there is a legal force for nurse's assistant in doing health service.