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Contact Name
Nonie Afrianty
Contact Email
noniafrianty.na@gmail.com
Phone
+6282282789014
Journal Mail Official
noniafrianty.na@gmail.com
Editorial Address
Jl. Raden Patah Pagar Dewa Kota Bengkulu, Indonesia Year of publishing start: 2015
Location
Kota bengkulu,
Bengkulu
INDONESIA
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah
ISSN : 24768774     EISSN : 2621668X     DOI : http://dx.doi.org/10.29300/aij.v5i1.1481
Core Subject : Economy,
This journal encompasses original research articles, review articles, and short communications, including: 1. Accounting, 2. Islamic Accounting, 3. Management, 4. Management of sharia, 5. Sharia Bussines Management, 6. Human Resource Management, 7. Economics Education, 8. Sharia Financial Banking.
Articles 96 Documents
ANALISIS STRATEGI PENGEMBANGAN BISNIS UMKM MOESLEM SQUARE NGAWI Andi Triyawan, Andi; Fitria, Amin
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 5, No 1 (2019)
Publisher : Fakultas EKonomi dan Bisnis Islam Institut Agama Islam Negeri Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (117.213 KB) | DOI: 10.29300/aij.v5i1.1708

Abstract

The Aim of this research are to determine the strategy of the Moeslem Square MSME business development of the big family of Mr. H. Ahmad Subkhi Djuwigna and to know Islamic business ethics in the business development strategy of the big family Mr. H. Ahmad Subkhi Djuwigna. The Business of Mr. H. Ahmad Subkhi Djuwigna is a fast growing business in Muslim fashion products that are external and internal strategies of business development. The branch of bussiness like Aluminum and Glass Mabrur along with its branches, mabrur boutiques, as-salaam boutiques, kalila boutiques, and nirmala boutiques that have been known by many people in the city of Ngawi. This is because this business has a very Islamic development method and its own characteristics and always provides the best quality of goods and services for its customers. This research is a qualitative descriptive study. This research was conducted in a business location in order to obtain data using primary data sources through interviews, observation and documentation, and to support this research also used secondary data taken from books, journals and other sources related to Islamic business ethics in business development strategies extended family Mr. H. Ahmad Subkhi Djuwigna. In the business development strategy there are external factors, namely economic, social, demographic culture, environment, government, technology and competitors. In addition there are internal factors in the strategy like management, marketing, finance, products and Human Resourse
PERANAN KEBIJAKAN FISKAL DALAM SEBUAH NEGARA Isnaini, Desi
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 3, No 1 (2017)
Publisher : Fakultas EKonomi dan Bisnis Islam Institut Agama Islam Negeri Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (113.389 KB) | DOI: 10.29300/aij.v3i1.1165

Abstract

Fiscal policy is an important component of public policy. Public policy is a tool to  achieve the welfare of human life. Fiscal policy is the adjustment in the income and expenditure of government asset out in the budget revenue and expenditure is shortened state budget to achieve the desired economic stability is generally setin the development plan. In Islam fiscal policy include the material and spiritual well-being based on moral values.The roleof fiscal policyin general is for the allocation of natura lresources, the distribution of income and economic stability, but in Islam there are differences in fiscal commitments with three additional roles that establish economic equality, forbids the paymentof interestand help the local economy is less developed. Policies can be done with development accompanied by justice and stability.
Instrumen Hedging dan Solusinya Menurut Syariah Sahroni, Oni; Hasanuddin, Hasanuddin; Hakim, Cecep Maskanul
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 2, No 2 (2016)
Publisher : Fakultas EKonomi dan Bisnis Islam Institut Agama Islam Negeri Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (373.969 KB) | DOI: 10.29300/aij.v2i2.585

Abstract

Hedging Instrument and the Solution According to Sharia. Hedging (Hedging/ al-Tahawuth) is a method or technique to reduce the risks incurred or expected to be incurred as a result of price fluctuations in the financial markets. Hedging which is commonly used in conventional banking now could also be used in Islamic banking system, because the option contract is forbidden it contains gharar (speculation), like wise forward contract is also not allowed because it contains riba al-yad. Forward and Swaf contract is forbidden because it is an instrument of ash-Sharf al-ajil and ghara (khathar / speculation). Then the solution is through trading of currency with muwa?adah and selling foreign currency through commodity exchanges
PENGARUH KOMUNIKASI, PELATIHAN DAN MOTIVASI TERHADAP KINERJA PEGAWAI BADAN NARKOTIKA NASIONAL PROVINSI BENGKULU MENURUT PRESPEKTIF ISLAM DEWI, RATIH KOMALA
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 5, No 2 (2019)
Publisher : Fakultas EKonomi dan Bisnis Islam Institut Agama Islam Negeri Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (174.364 KB) | DOI: 10.29300/aij.v5i2.2061

Abstract

This study describes the influence of communication, training, and motivation on employee performance in the Bengkulu Province National Narcotics Agency. The method of data collection in research subjects was determined using purposive sampling, namely all employees of the National Narcotics Agency of Bengkulu Province 64 people who were respondents in. The qualitative method of data analysis is done by processing SPSS 17 software data with F test statistics and t test statistics and drawing conclusions and verifying data. The results of this study indicate that communication, training and motivation have a simultaneously significant influence on the performance of the Bengkulu Province National Narcotics Agency. At the Bengkulu Provincial Narcotics Agency, communication as a medium for delivering information is very important to support the task of the National Narcotics Agency as a vocal point to make efforts to prevent, eradicate the use and illicit circulation of drugs. In addition, the training provided by the Bengkulu Province National Narcotics Agency greatly supports improved performance so that employees can work more optimally. Furthermore, the motivation given by superiors to employees of the Bengkulu Provincial Narcotics Agency also had a positive impact on employee performance.
REVOLUSI MENTAL DALAM MENERAPKAN SISTEM EKONOMI ISLAM Sappeami, Sappeami
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 4, No 2 (2018)
Publisher : Fakultas EKonomi dan Bisnis Islam Institut Agama Islam Negeri Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (132.929 KB) | DOI: 10.29300/aij.v4i2.1215

Abstract

This paper examines the mental revolution in applying the Islamic economics system which is expected to open the horizon of humans? thought, especially Muslims, so as they are always careful in carrying out all economics activities. The significance embodied in the idea of the mental revolution is the transformation of the ethos, namely the fundamental change in the mentality, the way of thinking, the way of feeling, and the way of believing that is proven in daily behavior and actions. The mistake which occurs in the economics system of this modern era vastly needs a mental revolution to restore the consciousness of economics actors that the world is only an intermediary towards the real life in hereafter so that the economics activities will constantly be performed with good and correct actions dealing with Al-Qur?an and As-Sunnah.
Penggunaan "Uang Haram" Untuk Ibadah Haji B, Idwal
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 2, No 1 (2016)
Publisher : Fakultas EKonomi dan Bisnis Islam Institut Agama Islam Negeri Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (177.8 KB) | DOI: 10.29300/aij.v2i1.1108

Abstract

The jurists have different opinion regarding the use of illicit money for hajj purpose. In this case, their opinion are divided into two groups: First, imam Ahmad ibn Hanbal and his followers (hereinafter referred to as Hanabilah) found pilgrimage with illicit money is not legitimate. Thus, those who carry it out are not rewarded, even sinful. Second, imam Muhammad ibn Idris al-Shafi?i, Malik ibn Anas and Abu Hanifa, and many previous scholars (hereinafter referred to as jumhur jurists) which states that the pilgrimage with illicit money is valid, but illicit, or in the words of Abu Hanifah named as makruh tahrim, Although his obligation to perform hajj is considered as legitimate, but he sinned. Hajj is not haram, but the use of money earned by unclean way is a sinful. Because something that must be attributed with the law may not haram. People who are on pilgrimage is already deemed to have been (rightfully) although his Hajj pilgrimage is not accepted and not rewarding. Although formal legal arguments of the jurists jumhur more powerful, but to anticipate the danger (harm) and the slander that would arise, namely the habit of doing that is haram for something that is halal, which would have a negative impact on themselves, family, and the community at large, then Hanabilah opinion that considers unauthorized person hajj pilgrimage with unclean person is very appropriate and suitable to be applied in the present society. This is useful in order not to get people motivated to do evil / unclean deeds for the sake of the holy Hajj
HUBUNGAN FAKTOR INDIVIDU, LINGKUNGAN DAN FAKTA SOSIAL DENGAN ENTERPRENEURSHIP MAHASISWA UIN SYARIF HIDAYATULLAH JAKARTA Nurhasanah, Nurhasanah
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 1, No 1 (2015)
Publisher : Fakultas EKonomi dan Bisnis Islam Institut Agama Islam Negeri Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (145.896 KB) | DOI: 10.29300/aij.v1i1.771

Abstract

According to Peggy A. Lambing and Charles R. Kuehl in his entrepreneurship books, there are three factors that influence the determination of the behavior of entrepreneurs: the individuals, the ethno cultural environment, the circumstance in society. 50 student entrepreneur found in UIN SyarifHidayatullah Jakarta with diverse types of businesses, that showed students UIN has the potential to create national independence through entrepreneurship. A tangible manifestation of this potential will be implications for the strengthening of the nation's economic fundamentals. In this context, the researchers wanted to see how the relationship of individual factors, environmental and social facts with their entrepreneurship. How big are the correlation coefficient and which factors are more dominant. From the research it was found that all factors had a significant relationship to student entrepreneurship UIN Jakarta and the individual factors dominate.
PENGEMBANGAN PASAR TRADISIONAL SONGGOLANGIT PONOROGO: TINJAUAN PERSPEKTI EKONOMI ISLAM NUGRAHA, AHMAD LUKMAN; LESMANA, MECHIO; DJAYUSMAN, ROYYAN RAMDHANI
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 5, No 2 (2019)
Publisher : Fakultas EKonomi dan Bisnis Islam Institut Agama Islam Negeri Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (113.267 KB) | DOI: 10.29300/aij.v5i2.1742

Abstract

This study aims to analyze traditional market development Songgolangit Ponorogo from an Islamic economic perspective. This study used a qualitative method. Qualitative methods are used to analyze the role of traditional market development from the perspective of Islamic Economics. Including data tecnic by copersition, dokumentation, and Focus Group Discossion. The results of this study indicate that the management of the Songgolangit market is good. Development of the Ponorogo Songgolangit traditional market through the stages of planning, organizing, field action, supervision and evaluation. Market development in Islamic perspectives includes price monitoring, fraud control, general supervision, quality control and halal goods, control of stockpiling, and control of prohibited transactions. Local governments play an important role in supervision and need to work together with the MUI in forming "rijalu-n-nisbah" in traditional markets.
DIMENSI SYARIAH COMPLIANCE PADA OPERASIONAL BANK SYARIAH Yarmunida, Miti
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 4, No 1 (2018)
Publisher : Fakultas EKonomi dan Bisnis Islam Institut Agama Islam Negeri Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (149.177 KB) | DOI: 10.29300/aij.v4i1.1206

Abstract

Label Bank Syariah is not only a name, the consequences of the name impact on all aspects of its operations. Sharia Bank Operations must / must comply with the principles of sharia (Sharia Compliance). Broadly speaking there are seven dimensions of shariah compliance in the operations of Islamic Banks as follows: 1) does not contain elements of usury, 2) avoid bai 'al-inah, 3) does not contain gharar, 4) does not contain maisir, 5) Business run based on (7) Managing zakat, infaq and shadaqah in accordance with syariah
ANALISIS FAKTOR- FAKOR YANG MEMPENGARUHI NIAT MAHASISWA BERWIRAUSAHA (Studi Kasus Mahasiswa Fakultas Ekonomi dan Bisnis Islam IAIN Bengkulu) Hartini, Kustin
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 5, No 1 (2019)
Publisher : Fakultas EKonomi dan Bisnis Islam Institut Agama Islam Negeri Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (136.376 KB) | DOI: 10.29300/aij.v5i1.1714

Abstract

Niat merupakan variabel yang dianggap paling dekat dengan perilaku. Tujuan dilakukannya penelitian ini adalah untuk mengetahui pengaruh pendidikan kewirausahaan dan lingkungan keluarga terhadap niat mahasiswa untuk menjadi wirausaha. Fakultas Ekonomi dan Bisnis Islam IAIN Bengkulu menjadi objek penelitian kali ini. Populasi penelitian ini mengunakan  mahasiswa S1 dari Fakultas Ekonomi dan Bisnis Islam di IAIN Bengkulu. Tehnik pengambilan sampel yang digunakan adalah purposive sampling yaitu tehnik penentuan sampel dengan pertimbangan tertentu. Tehnik pengumpulan data dalam penelitian ini mengunakan data primer dengan menyebar 60 kuisioner. Kuesioner diolah dengan melakukan uji validitas dan reliabilitas. Metode analisis data mengunakan analisis linier berganda dengan bantuan program aplikasi SPSS. Hasil analisis menunjukkan bahwa pendidikan kewirausahaan dan lingkungan keluarga secara parsial dan secara simultan berpengaruh positif tetapi tidak signifikan terhadap niat mahasiswa berwirausaha wirausaha. Hal ini ditunjukkan dengan nilai persamaan regresinya positif. Hasil Uji t menghasilkan nilai signifikan untuk variabel pendidikan kewirausahaan sebesar 0,378 > 0,05 dan untuk variabel lingkungan keluarga sebesar 0,253 > 0,05. Dan hasil Uji f menghasilkan nilai signifikan 0,185 > 0,05.

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