cover
Contact Name
Dedi Junaedi
Contact Email
dedijunaedi@laaroiba.ac.id
Phone
+628118114379
Journal Mail Official
dedijunaedi@laaroiba.ac.id
Editorial Address
Pusat Riset dan Kajian Strategis (PRKS) Fakultas Syariah Institut Agama Islam (IAI) Nasional Laa Roiba Bogor Jl Raya Pemda Pajeleran Sukahati No 41 Cibinong, Bogor 16913
Location
Kab. bogor,
Jawa barat
INDONESIA
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Islam
ISSN : 26562871     EISSN : 26564351     DOI : -
Core Subject : Economy, Social,
AL-KHARAJ: The Journal of Islamic Economics, Finance & Business is a scientific journal published by the Center for Research and Strategic Studies (PRKS) of the Institute of Islamic Religion (IAI) National Laa Roiba Bogor. This journal contains scientific papers from academics, researchers and practitioners in research on Islamic economic, financial and business issues.
Articles 21 Documents
PENGARUH KESADARAN MEREK (BRAND AWARENESS) TERHADAP KEPUTUSAN PEMBELIAN HANDPHONE SAMSUNG Paramansyah, Arman; Ghulam, Dipo Mirza; Ernawati, Ernawati
Al-Kharaj : Jurnal Ekonomi, Keuangan dan Bisnis Syariah Vol 2 No 3 (2020): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Islam
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

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Abstract

Abstrak Hingga saat ini, Samsung merupakan salah satu merek handphone terbesar di dunia dengan mengeluarkan ponsel cerdas yang menjadi pemenang dalam persaingan bursa pasar gawai. Penelitian ini dillakukan dengan tujuan, untuk mengetahui bagaimana hubungan kesadaran merek (brand awareness) dengan keputusan pembelian, dan mengetahui bagaimana  pengaruh kesadaran merek (brand awareness) terhadap keputusan pembelian handphone Samsung. Variabel independen dalam penelitian ini adalah kesadaran merek (brand awareness), variabel dependennya adalah keputusan pembelian. Populasi dalam penelitian ini adalah mahasiswa IAI-N Laa Roiba , Bogor fakultas Syariah. Pengambilan sampel dilakukan menggunakan rumus Slovin, sehingga didapat jumlah sampel sebanyak 34 orang mahasiswa. Pengumpulan data menggunakan kuesioner dan observasi. Analisa data statistic menggunakan regresi linear sederhana, dengan pengujian hipotesis melalui uji t menggunakan program SPSS versi 25.Hasil penelitian ini menunjukkan bahwa terdapat pengaruh positif dan signifikan kesadaran merek (brand awareness) terhadap keputusan pembelian handphone karena syarat thitung  dengan nilai signifikansi < 0.05, yaitu 4,027 > 2,032 dan nilai Sig. 0,000 < 0.05, sudah terpenuhi. Kata Kunci : Kesadaran Merek (Brand Awareness), Keputusan Pembelian
IMPLEMENTASI NILAI DAKWAH DAN EKONOMI SYARIAH DALAM MOTIF BATIK IRD WALISONGO Rusmana, Indria
Al-Kharaj : Jurnal Ekonomi, Keuangan dan Bisnis Syariah Vol 2 No 3 (2020): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Islam
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

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Abstract

Abstrak Seni wastra (kain) batik telah menempuh sebuah perjalanan yang sangat panjang dalam bagian tatanan budaya Indonesia, hingga desain atau pola modern yang menghiasi busana. Batik selain ekslusif, juga tidak pernah ada satupun yang benar-benar sama persis dengan lainnya, dan di dalam setiap helainya banyak kisah, dan nilai filosofi didalamnya. Batik merupakan sebuah pencapaian budaya, warisan budaya dunia dan Indonesia. Sebagai ciri khas dari kekayaan ekonomi masyarakat, batik juga senantiasa dilestarikan dan dikembangkan. Bagaimanapun juga, batik merupakan salah satu warisan budaya leluhur bangsa Indonesia.[1] Walisongo atau Walisanga dikenal sebagai penyebar agama Islam di tanah Jawa sekitar abad 17. Para Wali ini tinggal di tiga wilayah penting pantai utara Pulau Jawa, yaitu Surabaya-Gresik-Lamongan di Jawa Timur, Demak-Kudus-Muria di Jawa Tengah, dan Cirebon di Jawa Barat. Tidak saja dikenal sebagai penyebar agama Islam, Walisongo merupakan para intelektual yang menjadi pembaharu masyarakat pada masanya. Saat itu Walisongo mengenalkan berbagai bentuk peradaban baru, mulai dari bercocok tanam, niaga, kesehatan, kebudayaan, kesenian, kemasyarakatan hingga pemerintahan. Sebagai contohnya pesantren Ampel Denta dan Giri adalah dua institusi pendidikan paling penting di masa itu, diawali dari Giri lah peradaban Islam berkembang ke seluruh wilayah timur Nusantara.[2] Batik IRD Walisongo memiliki "motif batik bermuatan dakwah, pendidikan, dan bernilai bisnis syariah", yang sebetulnya merupakan rekontruksi ajaran Walisongo yang dituangkan kedalam motif batik. Dimana didalam motifnya tersebut mengandung  filosofi. Pertama, transformasi ajaran Walisongo secara aflikatif melalui motif batiknya, kedua, pendidikan berciri khas nilai ajaran Walisongo, ketiga, implementasi kearifan lokal yang berasal dari ajaran ulama melalui pengembangan sikap menghargai, bertanggung jawab dan lercaya diri kepada masyarakat, sehingga timbul rasa kepemilikan terhadap hasil produk lokal yaitu batik. Dapat dikatakan pula dimana batik sebagai karya seni berasosiasi dengan ajaran agama yang sampai kepada manusia melalui wahyu dari Allah Swt. Eksistensi batik sebagai warisan budaya leluhur sudah seharusnya dipertahankan kelestariannya, sebagai hasil karya seni mengusung dakwah, sekaligus bernilai ekonomi syariah. Kata kunci: Walisongo, Batik, Dakwah, Pendidikan Karakter, Ekonomi Syariah  
IMPLEMENTASI PEMERINTAH KOTA DEPOK DALAM UPAYA MENINGKATKAN EKONOMI MASYARAKAT MENURUT PASAL 33 DALAM UUD’45 Novita, Evi; Surahman, Surahman; Damayanthi, Dessy
Al-Kharaj : Jurnal Ekonomi, Keuangan dan Bisnis Syariah Vol 2 No 3 (2020): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Islam
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

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Abstract

ABSTRACT The study aims to find out how the city government implementation developent of depok in an effort to boost the public economy according to article 33 of 1945 of Islamic studies. The writer wants to know some factors that are an impediment and success in the Depok city?s efforts to boost the economy is good. The method of research is using a qualitative method, as for this research instrument is an interview, observation, documentation, a printed purpose associated with the title of the thesis that then gained a validity of the data. From the data gathered on the results of the study above. Thus the write concluded that the separate town of Depok from the town of Bogor was in the economic structure, development, transportation, education, natural resources and human resources and technology can flourish well. Keyword: development, research, economic structure
SEBUAH UPAYA MENGUKUR KEBERHASILAN PEMBANGUNAN MELALUI INDEKS MASLAHAT Junaedi, Dedi
Al-Kharaj : Jurnal Ekonomi, Keuangan dan Bisnis Syariah Vol 1 No 1 (2019): Vol 1 No 1 2019
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

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Abstract

ABSTRACT The main aim of a country's economic development is to improve the welfare of its people. Various development indicators have been offered. Starting from GDP and per capita income, human development index (IPM), people's welfare index (pledge) and economic welfare index (Eurostat). In the Islamic perspective, these indicators still have weaknesses since they are just displaying world-scale statistics, not yet touched on aspects of ukhrawi (hereafter). On that basis, Islam introduces the concept of maqasid al-shariah or benefits as an indicator of development success. The blessings that come to it include the care of the five elements of human life: faith (faith), soul, intellect, heredity, and wealth (wealth). Of these five elements we can develop a number of benefits parameters as a whole human development indicator.
PENGARUH KOMITMEN ORGANISASI TERHADAP KINERJA MANAJERIAL RUMAH SAKIT ISLAM JAKARTA Setiawati, Yanti Hasbian
Al-Kharaj : Jurnal Ekonomi, Keuangan dan Bisnis Syariah Vol 1 No 1 (2019): Vol 1 No 1 2019
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

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Abstract

ABSTRACT   Performance measurement is a process of assessing the progress of work against the goals and objectives predetermined, performance measurement used to assess the achievements manajaer and units of the organization he leads. the concept of managing public sector organizations based on three main elements, namely: economy, efficiency, and effectiveness. This study will analyze the influence of the independent variable on the dependent variable, namely the Participation Effect budget and organizational commitment to managerial performance in Islamic hospital  Jakarta Cempaka Putih. Results showed partial (according t test) effect on theorganizational commitmen with budgetary participation as moderating variable of managerial performance. Then according to the results of t test, the partial effect on the organization's commitment managerial performance in performing their tasks and responsibilities. In carrying out the duties and responsibilities as a manager, it takes a strong commitment to the organization. Test results F illustrates that the simultaneous participation of the budget and organizational commitment jointly influence on managerial performance. R Square Test results showed R2 values ??shown in the table amounted to 0.690 means that the variable budgetary participation and organizational commitment, able to explain 69.0% of these variations on managerial performance variable (Y). Keyword: organizational commitment, managerial performance, participation budget  
PENGARUH UTANG LUAR NEGERI TERHADAP PEREKONOMIAN DAN KEMISKINAN: Junaedi, Dedi; Salistia, Faisal
Al-Kharaj : Jurnal Ekonomi, Keuangan dan Bisnis Syariah Vol 1 No 2 (2019): AL-KHARAJ: The Journal of Islamic Economics, Finance & Business
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

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Abstract

ABSTRACT This study aims to: analyze the significance of the effect of foreign debt on economic growth and poverty levels in Indonesia; examine whether different regimes of the Angagran system affect the management of foreign debt in the context of stimulating the economy and alleviating poverty; and explore what budget system is most behind in encouraging the national economy and poverty alleviation. The method used is descriptive-quantitative analysis using a dummy variable multiple regression test, with genus samples and times series data 1949-2018, data taken from Bank Indonesia (BI) , National Development Planning Agency (Bappenas), Central Statistics Agency (BPS), World Bank and other reference sources. The research results show that foreign debt and inflation have a correlation with the condition of the national economy, specifically the value of Indonesia's Gross Domestic Product (GDP) and the level of poverty. Debt and inflation tend to increase the value of GDP and reduce poverty. This applies to all regimes of the government budget system. The difference in the budget system regime has a real and positive effect in terms of debt governance as an economic driver and poverty alleviation, in achieving GDP, performance-based budgeting regimes, integrated budget regimes and balanced budgets have better impacts than better than program-based budgeting regimes. The best budget system sequences are: performance based budgeting, integrated budgeting, budgeting budgeting and program based budgeting. In poverty alleviation, a balanced budget regime, a performance based budget and an integrated budget are more than a program based budget regime. The order of the best budget system to support poverty alleviation is a balanced budget system, a performance based budget, an integrated budget and a program based budget. Keywords: Budget, Debt, Economy, GDP, Inflation, Poverty
MENGUKUR INDEKS KEMASLAHATAN BPRS AMANAH UMMAH BOGOR Junaedi, Dedi; Nufus, Sri Hayatin
Al-Kharaj : Jurnal Ekonomi, Keuangan dan Bisnis Syariah Vol 1 No 1 (2019): Vol 1 No 1 2019
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

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Abstract

Islamic financial institutions, especially Islamic banking, should, not only be assessed from the high and low value of profitability such as conventional banking. LKS can also provide reasonable benefits or a real benefit index to the surrounding public. So, assessing the performance of Islamic banking cannot be equated with conventional banking considering that both have different goals and views. Islamic Maqashid, namely the realization of benefit - in safeguarding religion, soul, mind, descent, and property - should be considered in measuring the performance of a Sharia financial institution. The purpose of this study pioneered an effort to measure the welfare index of BPRS Amanah Umat by approaching the issue of religion, soul, mind, lineage, and wealth in the BPRS Amanah Ummah. This study uses a combination of qualitative descriptive research and quantitative analysis with research subjects from two parties, internal parties (employees) and external parties (customers) BPRS mandate Ummah. The object of research from this study is the five elements of the approach to maslahah dharuriyah. The method of data collection consists of methods of observation, questionnaires, documentation, and literature. The data validity technique uses qualitative  descriptive testing, enriched with statistically processed data with analysis comparing the mean with the independent test sample t-test. The results of the study concluded that the highest value of the welfare index of the BPRS Amanah Ummah is the reason with an average value of 4.3 and the lowest value of maslahah is the maslahah descent with an average value of 3.9. Based on quantitative analysis, the overall index of the five elements of maslahah is 0.8364 (83.64%), with reason in the first place and maslahah descendants in fifth place. The quantative analysis shows that there are significant differences between the perceptions of internal and external parties. Differences in perceptions of the value of benefit are influenced by factors in the number of dependents, differences in age, gender, and level of education.
BISNIS ONLINE DI ERA REVOLUSI INDUSTRI 4.0 (TINJAUAN FIQIH MUAMALAH) Norman, Efrita; Aisyah, Idha
Al-Kharaj : Jurnal Ekonomi, Keuangan dan Bisnis Syariah Vol 1 No 1 (2019): Vol 1 No 1 2019
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

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Abstract

Online buying and selling has become a preferred shopping alternative to the current 4.0 industrial revolution. However, the existence of online buying and selling is faced with various problems such as goods mismatches, defects in goods, and fraud, making enthusiasts enthusiastic to give an idea about sharia online buying and selling according to Islamic law based on a study of the views of online business people in the Bogor Pamijahan District community. Online buying and selling transactions can be via ATM or COD (Cash On Delivery). The most important thing in buying and selling online is the seller's credibility, quality, price of goods and transaction security. Sharia online buying and selling must also be taken into account so that the seller and buyer of the same fellow Muslims are not harmed and they are happy with each other nor it does violate the fiqh law muamalah in Islam. Islamic Law of Jurisprudence packs online buying and selling in sharia that is fulfilling harmony and terms of sale and purchase, agreement, ethics and principle of buying and selling. The specifications of the goods being traded must be clear and honestly described even if there is a defect in the goods to avoid garar. If the specifications of the item desired by the buyerare not even suitable, the online seller can confirm to the buyer to choose another specification or even cancel the transaction by transferring the payment to avoid fraud and increase customer satisfaction.
PENGARUH KOMITMEN ORGANISASI TERHADAP KINERJA MANAJERIAL RUMAH SAKIT ISLAM JAKARTA Riyanto, Riyanto; Setiawati, Yanti Hasbian
Al-Kharaj : Jurnal Ekonomi, Keuangan dan Bisnis Syariah Vol 1 No 1 (2019): Vol 1 No 1 2019
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (440.056 KB)

Abstract

Performance measurement is a process of assessing the progress of work against the goals and objectives predetermined, performance measurement used to assess the achievements manajaer and units of the organization he leads. the concept of managing public sector organizations based on three main elements, namely: economy, efficiency, and effectiveness. This study will analyze the influence of the independent variable on the dependent variable, namely the Participation Effect budget and organizational commitment to managerial performance in Islamic hospital Jakarta Cempaka Putih. Results showed partial (according t test) effect on theorganizational commitmen with budgetary participation as moderating variable of managerial performance. Then according to the results of t test, the partial effect on the organization's commitment managerial performance in performing their tasks and responsibilities. In carrying out the duties and responsibilities as a manager, it takes a strong commitment to the organization. Test results F illustrates that the simultaneous participation of thebudget and organizational commitment jointly influence on managerial performance. R Square Test results showed R2 values shown in the table amounted to 0.690 means that the variable budgetary participation and organizational commitment, able to explain 69.0% of these variations on managerial performance variable (Y).
PENGARUH LIKUIDITAS DAN INVENTORY TURNOVER TERHADAP PROFITABILITAS CV MUTIARA ABADI BOGOR Faisal, Faisal; Evinovita, Evinovita; Khodijah, Eneng Siti
Al-Kharaj : Jurnal Ekonomi, Keuangan dan Bisnis Syariah Vol 1 No 1 (2019): Vol 1 No 1 2019
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

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Abstract

Profitability is the ability of companies to obtain profits generated from company activities to measure how much management effectiveness in managing assets owned by the company to generate profits. This study uses return on assets (ROA) to measure the profitability of a company, because ROA shows the rate of return of all company assets not just equity investment. This study uses a quantitative method with a type of causal research because it is adjusted to the hypothesis formulation that predicts that liquidity (current ratio) (CR) and inventory turnover (ITO) affect ROA. The data used in this study are quantitative data obtained from secondary data from quarterly financial reports CV. Abadi Bogor Bogor in 2012-2016 with documentation data collection methods. Multiple linear regression analysis in this study was used to determine the effect of independent variables (CR and ITO) on the dependent variable (ROA). Based on the results of statistical calculations show that the variable liquidity (current ratio) partially has a positive effect on ROA of the company CV. Abadi Abadi Bogor for the period 2012-2016. Partial Inventory Turnover has no significant effect on ROA of a company CV. Abadi Abadi Bogor for the period 2012-2016. While simultaneously variable liquidity (current ratio) and inventory turnover have a positive effect on ROA of the company CV. Abadi Abadi Bogor for the period 2012-2016.

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