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An-Nisbah: Jurnal Ekonomi Syariah
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Articles 10 Documents
Search results for , issue " Vol 3, No 1 (2016)" : 10 Documents clear
PERANAN DEFERENSIASI, IT-PERFORMANCE, BUDAYA ORGANISASI DAN INOVASI TERHADAP SUSTAINABLE COMPETITIVE ADVANTAGE (SCA) Studi Empiris Perum Pegadaian Syari’ah se-Malang Raya Jaladri, Chavid Moyo
An-Nisbah: Jurnal Ekonomi Syariah Vol 3, No 1 (2016)
Publisher : IAIN Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21274/an.2016.3.1.1-22

Abstract

The problem of this research is the development of pawning institution. It seems slowly developed and hardly to compete with other pawning institutions. Therefore, some factors causing this problem are needed to be understood. Against this problem, the author feels necessary to examine some factors with important effect on syariah pawning, such as differentiation, IT-Performance, organizational culture, and innovation. Research type is explanatory research, in which it explains the causal relationship between research variables through hypothesis testing. Population of research is manager with authority of strategic decision making in the syariah pawning institution in Malang City. Sample is taken by census technique. Data will be subjected to Multiple Regression Analysis. Result of research indicates that Differentiation, IT-Performance, Organizational Culture, and Innovation infuence sustainable competitive advantage. It may be concluded that higher level of Differentiation, IT-Performance, Organizational Culture, and Innovation in the pawning institution can produce higher sustainable competitive advantage for pawning institutions in Malang.Keywords: IT-Performance, Organizational Culture Sustainable, SCA
ANALISIS FATWA DEWAN SYARIAH NASIONAL NOMOR: 92/DSN-MUI/IV/2014 TENTANG PEMBIAYAAN YANG DISERTAI RAHN Ihtiar, Habib Wakidatul
An-Nisbah: Jurnal Ekonomi Syariah Vol 3, No 1 (2016)
Publisher : IAIN Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21274/an.2016.3.1.23-38

Abstract

This research is conducted to analyze DSN-MUI law of costing with rahn. This research is a literary research. Literary research itself is a research which use numbers of literatures from library as the main resources. The result of the study are follows : First, law decision of DSN-MUI related to costing with rahn is said to be true, by considering the joint beneft. Second, in this law there is a discrepancy between classic fqh and the result of DSN-MUI agreement. In mudharabah transaction, actually, there is no requirement to immerse rahn. In this law, howefer, rahn is immersed.Keyword: Decisison of DSN No. 92 Tahun 2014, Costing, Rahn
PERKEMBANGAN DAN PEMIKIRAN UANG DARI MASA KE MASA Sari, Sepri Wulan
An-Nisbah: Jurnal Ekonomi Syariah Vol 3, No 1 (2016)
Publisher : IAIN Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21274/an.2016.3.1.39-58

Abstract

Money is seen not only as a legal tender (legal tender) but is also seen as a commodity that has its price through interest rates, then the nature of money has increasingly shifted away from the truth. Historically the money was divided into three categories, namely cash items, paper money, credit money or demand deposits. While initially people do not know the money, but do exchange between barter goods and services. This type of research used in this discussion is the use of Library Research while the use of the techniques used is content analysis or study the contents. The emergence of money as a solution to facilitate the transaction. In addition, money is also already known in many nations, among others Nations Lydia, the Greeks, the Romans, the Persians, the reign of Islam. In addition to already implemented by some of the nation but has a different concept, but it is also a lot of scholars who give the concept of money as Al-Ghazali, Al-Maqrizy and Ibn Khaldun.Keywords: Development, Thought, Money
SEJARAH EKONOMI ISLAM MASA KONTEMPORER Santoso, Sugeng
An-Nisbah: Jurnal Ekonomi Syariah Vol 3, No 1 (2016)
Publisher : IAIN Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21274/an.2016.3.1.59-86

Abstract

This literature study is explore and compare of Islamic scholar’s thought in contemporary era: Baqr al Sadr, Muhammad Abdul Mannan, Muhammad Nejatullah Siddiqi, Sayyed Haidar Naqf, Taqiyyuddin An Nabhanni, and Monzer Kahf. Islamic scholars are divided into three categories; frstly, an expert in the Islamic law (fqh) that is conducted in a legalistic and normative; secondly, more daring modernist group in their interpretation of Islamic teachings in order to answer the issues facing society today; thirdly practitioners or Muslim economists educational background in the West. They combine both Islamic law and economic approach that is integrated to be Islamic economy. In fact, the construction of an Islamic economy system capable of delivering on welfare and social justice must be built on the basis of faith (akidah) and described in great detail the concepts of ownership, the role of the state, and distribution, including production and consumption. Even distribution of income in society into the most important thing in the construction of an Islamic economy system, but all of it was related to other elements. Therefore, the construction of an Islamic economy system can not stand alone, but must be integrated and connected with other elements.Keywords: Islamic economy, Islamic scholars, Contemporary
PENGARUH PERSONAL SELLING, DIRECT SELLING DAN HUBUNGAN MASYARAKAT TERHADAP KEPUASAN NASABAH Studi Kasus pada BMT UGT Sidogiri KCP Kanigoro Blitar , Zuliatin
An-Nisbah: Jurnal Ekonomi Syariah Vol 3, No 1 (2016)
Publisher : IAIN Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21274/an.2016.3.1.87-104

Abstract

The purpose of this study was to test there any infuence of personal selling, direct selling and public relations signifcantly to customer satisfaction in BMT UGT Sidogiri KCP Kanigoro Blitar. The results show that personal selling, direct selling and public relations together have a signifcant effect on customer satisfaction. count by using T test personal selling unknown variables have positive and signifcant impact on customer satisfaction with the Sig. 0,000. Variable direct selling has a positive impact and no signifcant effect on customer satisfaction in BMT UGT Sidogiri KCP Kanigoro Blitar with the Sig. 0.423 and variable public relations has a positive impact and no signifcant effect on customer satisfaction in BMT UGT Sidogiri KCP Kanigoro Blitar with the Sig. 0.247.Keywords : personal selling, direct selling, customer satisfaction
PENGARUH EKUIVALEN NISBAH BAGI HASIL TABUNGAN, NISBAH BAGI HASIL DEPOSITO DAN FREKUENSI PENCAIRAN PEMBIAYAAN MURABAHAH TERHADAP JUMLAH NASABAH BARU PADA BMT AS-SALAM KRAS KEDIRI Ulfa, Nur Aini
An-Nisbah: Jurnal Ekonomi Syariah Vol 3, No 1 (2016)
Publisher : IAIN Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21274/an.2016.3.1.105-124

Abstract

The research aim is to investigate the equivalent effect of proft sharing ratio of savings, proft sharing ratio of deposits, and the frequency of murabaha fnancing disbursement to the addition of new customers in BMT As- Salam Kras Kediri. The analysis method of the research is multiple regression linier. The results of the research indicated that equivalent of proft sharing ratio of savings and equivalent of proft sharing ratio of deposits have positive effect but not signifcant on the addition of new customers. Frequency of murabaha fnancing disbursement has positive and signifcant effect on the addition of new customers. And together 3 variables above showed a signifcant effect on the addition of new customers in BMT As- Salam Kras Kediri.Keyword: equivalent of proft sharing ratio of savings, proft sharing ratio of deposits, frequency of murabaha fnancing disbursement
PENGARUH PENGAWASAN, EVALUASI DAN AUDIT KINERJA KARYAWAN TERHADAP LOYALITAS ANGGOTA BMT BERKAH TRENGGALEK Setyarini, Ika Wahyu
An-Nisbah: Jurnal Ekonomi Syariah Vol 3, No 1 (2016)
Publisher : IAIN Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21274/an.2016.3.1.125-144

Abstract

This research aims is to know the infuence of employee monitoring, employee evaluation and performance audit against the loyalty of members. This research is at BMT Blessing Trenggalek. Samples taken in this study was 50 respondents. Sampling with probability techniques using random sampling. Measurements in this study using a Likert scale. Methods of data analysis used is multiple regression with the help of the program SPSS version 20.The results showed that monitoring employees against the loyalty of infuential members in a positive and not signifcant according to statistics on the BMT Berkah Trenggalek. Research results show that employee evaluation against the loyalty of infuential members are negative and not signifcant according to statistics on the BMT Berkah Trenggalek. Research results show that the performance audit of employees against the loyalty of infuential members in a positive and not signifcant according to statistics on BMT Berkah Trenggalek. In the same crucible of employee monitoring, employee evaluation and performance audit of the employees does not affect the loyalty of members. That means that together equal a third of these factors do not affect the loyalty of members on BMT Berkah Trenggalek. Keyword: Employee Monitoring, Employee Evaluations, performance.Audit and loyalty Members
ANALISIS KUALITAS PELAYANAN BANK TERHADAP KEPUASAN NASABAH PADA BANK MUAMALAT INDONESIA KANTOR CABANG PEMBANTU TULUNGAGUNG Febriana, Nina Indah
An-Nisbah: Jurnal Ekonomi Syariah Vol 3, No 1 (2016)
Publisher : IAIN Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21274/an.2016.3.1.145-168

Abstract

Penelitian ini bertujuan untuk mengkaji pengaruh variabel kualitas pelayanan bank terhadap kepuasan nasabah. Penelitian dilakukan pada Bank Muamalat Indonesia kantor cabang pembantu Tulungagung. Metode dalam menilai kepuasan nasabah menggunakan analisis SERVQUAL atau analisis gap. Pengumpulan data pada penelitian ini menggunakan angket yang diberikan kepada 196 sampel dengan unit analisis menggunakan analisis regresi. Berdasarkan hasil analisis membuktikan bahwa secara simultan dimensi CARTER yang terdiri dari compliance, assurance, reliability, tangibles, empathy, dan responsiveness berpengaruh signifkan terhadap kepuasan nasabah. Analisis servqual menunjukkan bahwa dari keseluruhan instrumen dimensi CARTER terdapat kesenjangan atau gap antara harapan nasabah dengan kualitas pelayanan. Analisis diagram kartesius menunjukkan bahwa ada beberapa hal yang perlu diprioritaskan untuk diperbaiki oleh Bank Muamalat Indonesia KCP Tulungagung, antara lain adalah tentang: sistem tabungan, ketepatan waktu pelayanan seperti yang telah dijanjikan, ketersediaan ATM, Peralatan yang digunakan, hubungan antara pegawai dengan nasabah, perhatian personal bank kepada nasabah, dan respon customer service dalam menanggapi keluhan nasabah.Kata Kunci: Kualitas Pelayanan, Kepuasan Nasabah, Service Quality
ANALISIS PERBEDAAN RASIO KEUANGAN PT BANK MANDIRI TBK DAN PT BANK SYARIAH MANDIRI TBK PERIODE 2010-2014 Azizah, Nur
An-Nisbah: Jurnal Ekonomi Syariah Vol 3, No 1 (2016)
Publisher : IAIN Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21274/an.2016.3.1.169-188

Abstract

The purpose of this study was to determine the Bank’s fnancial performance for the Islamic and Conventional Banks each fnancial ratio over a period of 5 years for the years 2010 to 2014. Financial ratios used in this study consisted of CAR, NPL, NIM, ROE, BOPO. As for the purpose of this study was to examine differences in fnancial ratios of PT Bank Mandiri Tbk and PT Bank Syariah Mandiri Tbk period 2010-2014. This study uses a quantitative approach to the type of comparative research. The data used in this research is time series data. Based on the criteria determined sample, the obtained two research groups are represented by the Islamic Bank PT Bank Syariah Mandiri Tbk and Bank Conventional represented by PT Bank Mandiri Tbk. The analytical tool used to prove the hypothesis in this study was independent sample t-test. The results of the study with the tools SPSS version 16.0 concluded that the average (mean) ratio of NIM and ROE PT Bank Syariah Mandiri Tbk better performance than PT Bank Mandiri Tbk, while the average yield (mean) CAR, NPL and BOPO PT Bank Mandiri Tbk showed better performance than PT Bank Syariah Mandiri Tbk. While the views of the results of hypothesis testing with different test (independent sample t-test) showed a signifcant difference in the CAR, NPL, ROE and BOPO. As for the ratio of NIM is not a signifcant difference.Keyword: CAR, NPL, NIM, ROE, BOPO
RESPON EMOSIONAL SEBAGAI MEDIASI PENGARUH VISUALISASI DESAIN KEMASAN TERHADAP KEPUTUSAN PEMBELIAN Studi Kasus Pada Pembeli Rokok Sampoerna A Mild di Warung Kopi Waris Tulungagung Shidiqy, Dhiyau
An-Nisbah: Jurnal Ekonomi Syariah Vol 3, No 1 (2016)
Publisher : IAIN Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21274/an.2016.3.1.189-207

Abstract

The present study aims at determining the effect of packaging design visualization on customers’ purchasing decision by employing emotional response as mediator variable. The data were collected through questionnaires. Meanwhile, the population of the present study is the customers’ of Sampoerna A mild at Warung Kopi Waris Tulungagung and 110 customers were taken as sample. The sample measurement guideline employed is Maximum Likehood technique with simple random sampling technique. At the same time, the data analysis employed is structural equation modeling. The result of the study indicates packaging design visualization has negative and insignifcant effect on purchasing decision of Sampoerna A mild. Packaging design visualization of Sampoerna A Mild has positive and insignifcant effect on emotional response. Emotional response has positive and signifcant effect on purchasing decision of Sampoerna A mild. Emotional response does not mediate the effect of packaging design visualization of Sampoerna A Mild on customers’ purchasing decision.Key words: packaging design, emotional responses, purchasing

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