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STRATEGI PENGEMBANGAN LEMBAGA KEUANGAN MIKRO SYARIAH DI INDONESIA: PENDEKATAN MATRIKS IFAS EFAS Rusydiana, Aam S; Firmansyah, Irman
Jurnal Ekonomi Islam Vol. 9 No. 1 (2018): Jurnal Ekonomi Islam (MEI)
Publisher : Universitas Muhammadiyah Prof Dr Hamka

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Abstract

LKMS is a financial institution that is oriented towards improving the welfare of members and society. Despite growing rapidly, LKMS is still experiencing many obstacles in its development. There are still many problems faced by this institution both from the internal and external side. This study attempts to identify the causes and factors that are dominantly an obstacle to the development of LKMS in Indonesia, using IFAS EFAS Matrix and SWOT approaches, along with the solutions offered. Based on the IFE analysis that the highest rating of the power of small and medium enterprises (MSMEs) is followed by high local initiative. While the weakness rating is the cost of human resource training and entrepreneurship training followed by the cost of licensing. The results of EFE analysis that the highest ranking of the opportunities that are financed sector is very flexible followed by the public interest factor toward sharia transaction is getting bigger. While the highest ranking of threats is competition followed by weak regulation and legality LKMS. It is expected that there will be a joint commitment from various parties either from policymakers or academics and practitioners in supporting and encouraging the development effort of sharia finance industry, especially in this case LKMS.
Fever of Unknown Origin due to Liver Tuberculosis Firmansyah, Irman; Jong, Joko; Noorwati, Noorwati; Nainggolan, Leo
The Indonesian Journal of Gastroenterology, Hepatology, and Digestive Endoscopy VOLUME 4, NUMBER 1, April 2003
Publisher : The Indonesian Journal of Gastroenterology, Hepatology, and Digestive Endoscopy

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Abstract

Infection, especially extra pulmonary tuberculosis, remain the leading cause of fever of unknown origin (FUO). FUO is defined as temperature higher than 38.3 ºC with duration of fever of more than 3 weeks. We reported a case of liver tuberculosis, whose had fever more than 38.3 ºC in 2 months. A liver biopsy and histology evaluation have performed revealing liver tuberculosis. The patient received oral anti-tuberculosis agents. But after three days of anti-tuberculosis treatment, the patient experience jaundice. The patient was diagnosed as a drug induced hepatitis. After adjusted regimen of oral anti- tuberculosis, the patient’s condition improved. The patient was back home with good conditions. Keywords: fever of unknown origin - liver tuberculosis.
APPRAISAL KEBERLANJUTAN MULTIDIMENSI PENGGUNAAN LAHAN UNTUK SAWAH DI KARAWANG - JAWA BARAT Widiatmaka, Widiatmaka; Munibah, Khursatul; Sitorus, Santun R.P.; Ambarwulan, Wiwin; Firmansyah, Irman
Jurnal Kawistara Vol 5, No 2 (2015)
Publisher : Sekolah Pascasarjana UGM

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Abstract

Indonesian national food sovereignty is very dependent on the supply of rice from paddy fields in Java Island. Various factors influence the farmer’s decision to continue using his farm. This study aims to analyze the sustainable use of paddy field, determinant factors and strategies for improving sustainability. The study was conducted in Karawang Regency, one of the centers of rice production in West Java. The methodology used is a multi-dimensional scaling (MDS) using 43 attributes of 5 dimensions (ecological, social, economical, technological and legal and institutional dimension). Against the sensitive attribute analysis resulting from MDS, a prospective analysis was conducted to determine the key factors of sustainability. Priority policies for improving sustainability are developed based on the location of the key factors in the prospective diagram. The research results showed that the land utilization for paddy field in Karawang is actually less sustainable. Increasing the sustainability can be done through intervention and improving performance, preferably on sensitive attributes resulting from leverage analysis, covering 16 attributes. Priority policies is directed in the 5 key factors resulting from prospective analysis. Policies suggested are the tightening of new permits for building, strict implementation of the official spatial land use planning and delineation of agricultural land for sustainable food crops, counseling the community, revitalizing the role of BULOG, provision of subsidies as well as capital assistance to farmers.
Pengaruh Profitabilitas Terhadap Pengeluaran Zakat Pada Bank Umum Syariah Di Indonesia Dengan Ukuran Perusahaan Sebagai Variabel Moderasi Firmansyah, Irman; Rusydiana, Aam S.
Liquidity Vol 2 No 2 (2013)
Publisher : ITB Ahmad Dahlan Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32546/lq.v2i2.112

Abstract

Tithe is duty that must be taked to follow Islamic religion belongs tithe companies. Therefore that Islamic bank must takes tithe so that as according to guidance alquran.This research to analyze influence of profitability to tithe expenditure in Islamic Bank in Indonesia which is moderated by size of company. Profitability is measured by ROA and size of company is measured by total asset. This Research is empirical study at Islamic Bank in Indonesia in 4 periods of observation in 2009-2012. Method applied in this research is analytical quantitative method with empirical study approach. Data collecting technique by through secondary data that is data obtained from website, literature and the bibliography. Analyzer applied is Moderated Regression Analysis (MRA). The result shows that company size have moderated influence profitability to tithe expenditure at Islamic Bank.
Kepuasan Kerja, Komitmen Organisasi Dan Semangat Kerja Karyawan Pada PDAM Tirta Sukapura Tasikmalaya Kurniawan, Dian; Firmansyah, Irman
Liquidity Vol 3 No 2 (2014)
Publisher : ITB Ahmad Dahlan Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32546/lq.v3i2.87

Abstract

One of the important strategies in runninga businessis to maintain employee morale. However,the spirit must be supported with the factors that influence it. Therefore, this study aimed to measure whet her job satisfaction and organizational commitment affects employee morale. This study was conducted to employees of PDAM TirtaSukapura, Tasikmalaya by the number of respondents was 198 people. The results showed that job satisfaction significantly influence organizational commitment, organizational commitment have a significant effecton morale, job satisfaction have a significant effecton morale, and organization commitment mediates the relationship between job satisfaction on morale. It is thus that employee morale PDAM Tirta Sukapura influenced by job satisfaction and organizational commitment.
Sentiment Analysis of Microtakaful Industry: Comparison between Indonesia and Malaysia Rusydiana, Aam Slamet; Firmansyah, Irman; Marlina, Lina
International Journal of Nusantara Islam Vol 6, No 1 (2018): International Journal of Nusantara Islam
Publisher : UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/ijni.v6i1.3004

Abstract

It is important to do research on public sentiment towards microtakaful presence in a country in order to know public response to its existence. This study aimed to determine public sentiment towards microtakaful in Indonesia and in Malaysia. Data were collected from 40 articles, journals and other writings. Data were analyzed using the software Semantria as an analytical tool in the form of text. The results showed that the assessment of existence of microtakaful in Indonesia amounted to 52% of the community showed positive sentiment, 28% indicate negative sentiment and 20% indicates a neutral sentiment. While in Malaysia that 62% showed positive sentiment, 23% negative sentiment and 15% neutral sentiment.
Fever of Unknown Origin due to Liver Tuberculosis Firmansyah, Irman; Jong, Joko; Noorwati, Noorwati; Nainggolan, Leo
The Indonesian Journal of Gastroenterology, Hepatology, and Digestive Endoscopy VOLUME 4, NUMBER 1, April 2003
Publisher : The Indonesian Journal of Gastroenterology, Hepatology, and Digestive Endoscopy

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (0.036 KB) | DOI: 10.24871/41200322-25

Abstract

Infection, especially extra pulmonary tuberculosis, remain the leading cause of fever of unknown origin (FUO). FUO is defined as temperature higher than 38.3 ºC with duration of fever of more than 3 weeks. We reported a case of liver tuberculosis, whose had fever more than 38.3 ºC in 2 months. A liver biopsy and histology evaluation have performed revealing liver tuberculosis. The patient received oral anti-tuberculosis agents. But after three days of anti-tuberculosis treatment, the patient experience jaundice. The patient was diagnosed as a drug induced hepatitis. After adjusted regimen of oral anti- tuberculosis, the patient’s condition improved. The patient was back home with good conditions. Keywords: fever of unknown origin - liver tuberculosis.
THE IMPACT OF MACROECONOMIC ON NONPERFORMING LOAN: COMPARISON STUDY AT CONVENTIONAL AND ISLAMIC BANKING Kusmayadi, Dedi; Firmansyah, Irman; Badruzaman, Jajang
IQTISHADIA Vol 10, No 2 (2017): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v10i2.2864

Abstract

Rata-rata rasio NPF bank syariah lebih tinggi dibandingkan NPL bank konvensional. Hal ini menjadifenomena yang harus diteliti dan diindikasikan terdapatfaktor-faktor yang mempengaruhinya khususnyafaktor makroekonomi. Penelitian bertujuan untukmembandingkan faktor-faktor yang mempengaruhi nonperforming loan (NPL) pada perbankan konvensionaldan perbankan syariah. Beberapa variabel makroekonomiyang diduga mempengaruhi NPL/NPF adalah SBI/SBIS, BI rate, nilai tukar, inflasi, GDP dan variabelkontrol yaitu efisiensi. Periode penelitian dari Maret2010 sampai Desember 2016 dengan data triwulanan.Analisis menggunakan regresi linier berganda. Hasilpenelitian menunjukkan bahwa dari seluruh variabelmakroekonomi hanya SBIS, inflasi dan PDB yangberpengaruh negatif signifikan terhadap NPF banksyariah. Sedangkan hanya PDB yang berpengaruhterhadap NPL bank konvensional.Dengan demikian hanya bank syariah yang merasakandampak dari makroekonomi khususnya SBIS, inflasidan PDB sehingga hasil ini dapat menjadi dasar bagiBank Indonesia dan pemerintah dalam membuatkebijakan makroekonomi.
ANALISIS PROBLEMATIKA ZAKAT PADA BAZNAS KOTA TASIKMALAYA:PENDEKATAN METODE ANALYTIC NETWORK PROCESS (ANP) Firmansyah, Irman; Sukmana, Wawan
Jurnal Riset Akuntansi dan Keuangan Vol 2, No 2 (2014): Jurnal Riset Akuntansi dan Keuangan. Agustus 2014
Publisher : Program Studi Akuntansi FPEB UPI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17509/jrak.v2i2.6593

Abstract

Zakat is an obligation that must be carried out by muzakki that not only aims to carry out obligations to Almighty but sharp-edged nature of social justice among mankind. Therefore charity must be managed properly by the board amilin especially by channeling zakat use specifically targeted at Tasikmalaya City Baznas charity board.The study was to examine the affairs of Baznas perzakatan at Tasikmalaya City. Analysis tool used namely Analysis Network Process (ANP) is a qualitative-quantitative method using super decision software . The analysis showed that there is an internal problem which consists of lacking leadership and lacking performance OPZ performance. The problems consist of the absence of external PERDA about channeling zakat institutions and communities less know Baznas. As for an internal solution consisting of leadership and performance maximization of transparency and distribution, while the external solution consisted of socialization and support Baznas scholars. Kendall coefficient ( W ) ranged from 0.970 to 0.9975 means that all respondents have the same relative answer.
APPRAISAL KEBERLANJUTAN MULTIDIMENSI PENGGUNAAN LAHAN UNTUK SAWAH DI KARAWANG - JAWA BARAT Widiatmaka, Widiatmaka; Munibah, Khursatul; Sitorus, Santun R.P.; Ambarwulan, Wiwin; Firmansyah, Irman
Jurnal Kawistara Vol 5, No 2 (2015)
Publisher : Sekolah Pascasarjana UGM

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (798.661 KB) | DOI: 10.22146/kawistara.7591

Abstract

Indonesian national food sovereignty is very dependent on the supply of rice from paddy fields in Java Island. Various factors influence the farmer’s decision to continue using his farm. This study aims to analyze the sustainable use of paddy field, determinant factors and strategies for improving sustainability. The study was conducted in Karawang Regency, one of the centers of rice production in West Java. The methodology used is a multi-dimensional scaling (MDS) using 43 attributes of 5 dimensions (ecological, social, economical, technological and legal and institutional dimension). Against the sensitive attribute analysis resulting from MDS, a prospective analysis was conducted to determine the key factors of sustainability. Priority policies for improving sustainability are developed based on the location of the key factors in the prospective diagram. The research results showed that the land utilization for paddy field in Karawang is actually less sustainable. Increasing the sustainability can be done through intervention and improving performance, preferably on sensitive attributes resulting from leverage analysis, covering 16 attributes. Priority policies is directed in the 5 key factors resulting from prospective analysis. Policies suggested are the tightening of new permits for building, strict implementation of the official spatial land use planning and delineation of agricultural land for sustainable food crops, counseling the community, revitalizing the role of BULOG, provision of subsidies as well as capital assistance to farmers.