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ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI KEPUASAN KONSUMEN DALAM MELAKUKAN PEMBELIAN PADA SALWA HOUSE KAFE Nofita, Erika Dian; Kamal, Mustafa
Diponegoro Journal of Management Volume 2, Nomor 2, Tahun 2013
Publisher : Faculty of Economics and Business Diponegoro University

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Abstract

This study aims to determine how big the influence price perception, product quality, and service quality of the consumer satisfaction on Salwa  House. And this research also aims toanalyze the most dominant factors that influence on consumer satisfaction of Salwa House.The population used in this study is consumers of Salwa House. The sample in this study are 100 respondents and the technique used is non-probability sampling technique with the approach of purposive sampling.From the analysis result, the indicators in this study are valid and reliables. The most dominant factor that influence on consumer satisfaction are service quality, then the product quality, and the last is price perception. Then though the F Test can be seen that the independent variables feasible to test the dependent variable. The result of Adjusted R Square is 0,640, it means that independent variable can explain about 64% of dependent variable
ANALISIS KEPUASAN MAHASISWA PADA FAKULTAS EKONOMI UNIVERSITAS PASIR PENGARAIAN Kamal, Mustafa
Jurnal Mahasiswa Prodi SI Manajemen Vol 1, No 1 (2013)
Publisher : Jurnal Mahasiswa Prodi SI Manajemen

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Abstract

Penelitian ini menunjukan kepuasan mahasiswa Fakultas Ekonomi Universitas Pasir Pengaraian terhadap 5 Indikator yakni, Keberwujudan (Tangible), Empati (Empathy), Keandalan (Reliabiliti), Daya Tanggap (Responsiveness), Jaminan (Assurance) dan terdiri dari 17 Pernyataan. Responden dalam penelitian ini berjumlah 264orang. Penelitian ini memakai skala 5 tingkat (likert) dan 2 Analisis yaitu Tingkat Capaian Responden (TCR) dan Tingkat Kesesuaia Responden (Tki) dengan Kalsifikasi Tingkat Capaian/Kesesuaian Responden : 1%-54% (Tidak Baik), 55%-64% (Kurang Baik), 65%-79% (Cukup Baik), 80%-89(Baik) dan 90%100(Sangat Baik)Secara keseluruhan kepuasan Mahasiswa Fakultas Ekonomi Universitas Pasir Pengaraian yang di ukur melalui Tingkat Pencapaian Responden (TCR) maupun diukur melalui Tingkat Kesesuaian (TKi) masih menunjukan hasil yang Kurang Baik. Dari 17 Pernyataan yang di ukur melalui Tingkat Pencapaian Responden (TCR) maupun diukur melalui Tingkat Kesesuaian (TKi) yang di tanyakan kepada 264 responden maka hasil yang tertingi tingkat kepuasan mahasisiwa Fakultas Ekonomi Universitas Pasir Pengaraian pada Pernyataan Nomor 3. kerapian dan kebersihan penampilan dosen dengan nilai TCR sebesar 70,00% (Cukup Baik) dan TKi sebesar 82,59% (Baik) sedangkan yang paling rendah pada Pernyataan nomor 1. keadaan fasilitas gedung, ruang belajar, WC dan parkir dengan nilai TCR sebesar 44,00% (Tidak Baik) dan TKi sebesar 46,59% (Tidak Baik)
ANALISIS PENGARUH ROA, NPL, SUKU BUNGA BANK INDONESIA (BI RATE), DAN PERTUMBUHAN EKONOMI (GDP) TERHADAP PENYALURAN KREDIT KPR (Studi Pada Bank Persero Periode 2011-2015) Djati, Stefano Rahadian Rama; Kamal, Mustafa
Diponegoro Journal of Management Volume 6, Nomor 3, Tahun 2017
Publisher : Faculty of Economics and Business Diponegoro University

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Abstract

There are several factors that affect the world banks to extend home mortgages to the public. The purpose of this study was to analyze the factors that influence the distribution of home loans at state banks period 2011-2015. Home loans in this study is the dependent variable. There are four independent variables used in this study, Return on Assets (ROA), Non Performing Loan (NPL), interest rate of Bank Indonesia (BI Rate) and Economic Growth (GDP).The data used in this study was 60 during the period 2011-2015. In sampling this study using purposive sampling technique, so that there are three samples of four state banks in Indonesia. Data were processed using linear regression techniques using SPSSBased on regression analysis showed that ROA and credit growth (GDP) negatively, while variable Non Performing Loan (NPL) and the variable BI Rate no significant effect on mortgage loans. ROA is the most dominant variable (-0.495) in influencing mortgage loans.
Pengaruh Jenis Karbohidrat Terhadap Pertambahan Berat dan Periode Makan Larva Spodoptera Exempta (Walker) Kamal, Mustafa
Jurnal Penelitian Sains No 11 (2002)
Publisher : Faculty of Mathtmatics and Natural Sciences

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Abstract

Telah dilakukan penelitian tentang pengaruh berbagai jenis karbohidrat pada pakan buatan lengkap terhadap pertambahan berat dan periode makan larva Spodoptera exempta instar akhir (V). Larva dipelihara dengan pakan alami (buncis). Metoda yang digunakan adalah metoda makan tanpa pilih dengan pakan buatan lengkap yang berbeda jenis karbohidrat (sukrosa, fruktosa, glukosa, maltosa dan mannitol). Hasil penelitian menunjukkan bahwa sukrosa merupakan jenis karbohidrat yang paling baik dalam meningkatkan pertambahan berat larva dan juga memberikan periode makan yang paling pendek terhadap larva Spodoptera exempta.
ANALISIS KEPUASAN MAHASISWA FAKULTAS EKONOMI UNIVERSITAS PASIR PENGARAIAN Rahman, Arrafiqur; Alpabeta, Ahok; Kamal, Mustafa
Jurnal Cano Ekonomos Vol 2, No 2 (2013): Jurnal Ilmiah Fakultas Ekonomi
Publisher : Jurnal Cano Ekonomos

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Abstract

This study aims to analyze the extent of satisfaction of students on the Faculty ofEconomics Pasir Pengaraian University, which is expected to help the institution as theinformation in the case of self-evaluate and improve more effective policies to achieveeducational goals. This study uses the student on the faculty of economics as populationand as the study sample selected by proportional random technique and the number ofsamples taken by Slovin formula as much as 264 students
ANALISIS PENGARUH HARGA, KUALITAS PRODUK, DAN LOKASI TERHADAP KEPUTUSAN PEMBELIAN (Studi pada Pembeli Produk Bandeng Juwana Elrina Semarang) Ghanimata, Fifyanita; Kamal, Mustafa
Diponegoro Journal of Management Volume 1, Nomor 4, Tahun 2012
Publisher : Faculty of Economics and Business Diponegoro University

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Abstract

ABSTRACT This study aims to determine how big the influence of price, quality of product, and location of the purchase decision on the Bandeng Juwana Elrina Semarang. And this research also aims to analyze the most dominant factors that influence on purchase decisions on the Bandeng Juwana Elrina Semarang. The population used in this study is consumers who ever or frequently come on the Bandeng Juwana Elrina Semarang. The sample in this study are 80 respondents and the techniques used are non-probability sampling technique with the approach of accidental sampling (sampling based on chance). Analytical methods used were quantitative analysis of multiple regression analysis. This analysis includes: validity and reliability, the classic assumption test, multiple regression analysis, hypothesis testing by t test and F test, and analysis of determination coefficient (R2). The location variables have the most impact on purchasing decisions for 0,329, followed by quality of  products variable amounting to 0,323. While the price variables have an influence lowest compared to other variables for 0,242. Hypothesis testing using t tests showing that the three independent variables are price (X1), quality of product (X2), and location (X3) which investigated proved positively and significantly affect the dependent variable is the purchase decision (Y). Then through the F test can be seen that the variables price, quality of product, and location eligible to test the dependent purchasing decisions. Adjusted R Square explained figures that 62,3% of purchase decisions variation can be explained by the three independent variables in multiple regression equations. While the rest of 37,7% was explained by other variables outside of the three variables used in this study.
KEBIJAKAN PENANGANAN PEMBIAYAAN MUḌĀRABAH BERMASALAH PADA KOPWAN BMT AN-NISA’ YOGYAKARTA Kamal, Mustafa
Syariah Vol 5, No 1 (2016): bisnis Islam
Publisher : Universitas Islam Indragiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (767.384 KB) | DOI: 10.32520/.v5i1.53

Abstract

This   research  analyzed  the  policy  of  KopWan  BMT  An Nisa’  Yogyakartato handle the muḍārabaḥ  problem. This research  is   including   into   descriptive   qualitative research. The data contain of the primary and secondary data   which  is  caused  the  financing  problem  and  the handling   of   muḍārabah  finance   in   KopWan  BMT  An Nisa’ and todetermineits effectiveness. The data analysis used   is  qualitative  analysis.  Based   on   the   result   of research, it was recognized that the factor which caused the problems in the costing of  muḍārabah are incorrect cost analysis, dishonesty of the costumers, uncommitted of the costumers, the bankruptcy of the costumers, and the costumers   characteristics.   The   way   to   solve   the problems   by  giving  the  suspension  firtsly  and  than Rescheduling,  Restructuring,  and  Reconditioning  and proveditworked well
Verulensi Jamur Beauveria Bassiana Indigenus Terhadap Spodoptera exigua Hub. Kamal, Mustafa; Kalsum, Umi; Nurnawati, Elisa
Jurnal Penelitian Sains No 17 (2005)
Publisher : Faculty of Mathtmatics and Natural Sciences

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Abstract

Telah dilakukan penelitian tentang virulensi Beauveria bassiana Indigenus terhadap ulat Bawang Merah Spodoptera exigua Hub. Penelitian ini bertujuan untuk mengetahui virulensi Beauveria bassiana isolat Lahat terhadap larva. Spodoptera exiguna dengan melihat daya bunuh isolat terhadap larva. Rancangan percobaan yang digunakan adalah Rancangan Acak Lengkap dengan 4 perlakuan dan 5 kali pengulangan, dilanjutkan dengan Uji Lanjut Duncan dengan taraf nyata 5%. Waktu infeksi mulai terjadi pada hari ke 2 setelah aplikasi, waktu kematian larva mulai terjadi pada 4 hari setelah aplikasi, dan terjadi pada konsentrasi tertinggi (106 konidia/ml) diantara 2 konsentrasi lainnya (104 konidia/ml dan 105 konidia/ml). Persentase kematian S. Exiguna tetinggi mencapai 76% pada perlakuan 106 konidia/ml, terendah yaitu 0% pada kontrol. Beauveria bassiana dari tanah perkebunan Lahat sudah dapat membunuh larva Spodoptera exiguna pada konsentrasi 104 konidia/ml.
Keanekaragaman Jenis Arthropoda di Gua Putri dan Gua Selabe Kawasan Karst Padang Bindu, OKU Sumatera Selatan Kamal, Mustafa; Yustian, Indra; Rahayu, Sri
Jurnal Penelitian Sains Vol 14, No 1 (2011)
Publisher : Faculty of Mathtmatics and Natural Sciences

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Abstract

Penelitian tentang keanekaragaman jenis Arthropoda di Gua Putri dan Gua Selabe Kawasan Karst Desa Padang Bindu, Kecamatan Semidang Aji, Kabupaten Ogan Komering Ulu, Sumatera Selatan telah dilakukan pada bulan Februari-Agustus 2008. Penelitian ini bertujuan untuk mengetahui keanekaragaman jenis Arthropoda, yang ada di dalam Gua Putri dan Gua Selabe. Metode yang digunakan adalah koleksi langsung, perangkap sumuran (pitfall trap) dan perangkap cahaya (light trap). Hasil yang didapat menunjukkan bahwa terdapat perbedaan jumlah individu Arthropoda di Gua Selabe (_ = 835) (uji t, P = 0, 023896) dengan di Gua Putri (_ = 441). Nilai indeks keanekaragaman jenis Artrhropoda pada Gua Selabe (2,1143) lebih tinggi dibandingkan dengan Gua Putri (1,9669). Jenis-jenis Arthropoda yang ditemukan di Gua Putri sebanyak 12 jenis dan di Gua Selabe sebanyak 20 jenis. Jenis-jenis tersebut yaitu Araneidae sp. 1, Blattidae sp. 1, Blattidae sp. 2, Blattidae sp. 3, Blattidae sp. 4, Diestrammenna sp, Diptera sp. 1, Heteropoda sp, Hymenoptera sp. 1, Labiida sp, Lampyridae sp. 1, Nocticola sp, Parathelpusa tridentata, Potalinda sp, Rhaphidophora sp, Staphylinidae sp. 1, Stillocellus sp, Stygophrynus sp, Squtigerra sp, Tricoptera sp. 1.
PENGEMBANGAN ALTERNATIF MODEL E-PAYMENT B2C (BUSINESS TO CONSUMER) UNTUK MASYARAKAT INDONESIA Firmansyah, Agung; Akbar, Muhammad Ilman; Rais, Mursal; Kamal, Mustafa; Handayani, Putu Wuri
Jurnal Sistem Informasi Vol 5 No 1 (2009): Jurnal Sistem Informasi (Journal of Information System)
Publisher : Faculty of Computer Science Universitas Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (894.539 KB) | DOI: 10.21609/jsi.v5i1.261

Abstract

Saat ini, perkembangan aplikasi e-commerce di Indonesia khususnya aplikasi B2C (Business to Consumer) semakin meningkat. Salah satu komponen penting dalam proses jual beli secara online adalah proses pembayaran elektronik (e-payment). Penelitian ini bertujuan untuk mengembangkan empat model pembayaran elektronik berdasarkan kondisi ekonomi, keamanan, tingkat pendidikan, akses teknologi, pengguna telepon seluler dan pengguna kartu kredit dan ATM di Indonesia. Model pembayaran tersebut yaitu ATMPal, iCash, Pulsa E-payment dan Mobile Banking. Selain itu, dalam penelitian ini akan ditentukan peringkat kesesuaian untuk masing-masing model pembayaran tersebut dengan kondisi di Indonesia. Nowadays, the development of e-commerce applications in Indonesia, especially the application for B2C (Business to Consumer) is increasing. An important component in the process of online buying and selling is the electronic payment (e-payment). This research aims to develop four models of electronic payments based on economic conditions, safety, education level, access to technology, cell phone users, and credit cards and ATMs users in Indonesia. The payment model is ATMPal, iCash, Toll E-payment, and Mobile Banking. Moreover, this research will determined to rank the suitability of each such payment model to the conditions in Indonesia.