Aprilianti, Astiti Chandra
SEBI School of Islamic Economics

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Penilaian Tingkat Kesehatan Bank: Pendekatan CAMEL Dan RGEC (Studi Pada Bank Maybank Syariah Indonesia Periode 2011-2016) Amelia, Erika; Aprilianti, Astiti Chandra
JURNAL AKUNTANSI DAN KEUANGAN ISLAM Vol 6 No 2 (2018)
Publisher : SEBI School of Islamic Economics

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/jakis.v6i2.116

Abstract

This study aims to determine the risk based bank rating at PT. Bank Maybank Syariah Indonesia if measured using CAMEL (Capital, Asset, Management, Earning, Liquidity) method and RGEC (Risk Profile, Good Corporate Governance, Earning, Capital) in 2011-2016 and also aims to know differences in ratios used in CAMELS and RGEC methods. The research method used in this research is literature research or study desk study. The data used in this research is secondary data using financial statements of Bank Maybank Syariah Indonesia Period 2011-2016. The results show that the bank can be said to be adequately sound because almost all the ratios used meet the specified requirements and there are still some ratios that have not met the requirements, but in both methods have different results. In the year 2011-2014 the risk based bank rating of Maybank Syariah Bank is calculated using CAMEL method of bank is in the sound level. In 2015 -2016, the calculation of bank soundness shows that bank condition is in an sound level. In Maybank Syariah Bank the state of the bank is in the sound level is in 2011-2013 if calculated using the RGEC method. In the year 2014-2016 the condition of the bank shows a adequately sound level.