cover
Contact Name
Dedi Junaedi
Contact Email
dedijunaedi@laaroiba.ac.id
Phone
+628118114379
Journal Mail Official
dedijunaedi@laaroiba.ac.id
Editorial Address
Pusat Riset dan Kajian Strategis (PRKS) Fakultas Syariah Institut Agama Islam (IAI) Nasional Laa Roiba Bogor Jl Raya Pemda Pajeleran Sukahati No 41 Cibinong, Bogor 16913
Location
Kab. bogor,
Jawa barat
INDONESIA
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
ISSN : 26562871     EISSN : 26564351     DOI : https://doi.org/10.47467/alkharaj
Core Subject : Economy, Social,
AL-KHARAJ: The Journal of Islamic Economics, Finance & Business is a scientific journal published by the Center for Research and Strategic Studies (PRKS) of the Institute of Islamic Religion (IAI) National Laa Roiba Bogor. This journal contains scientific papers from academics, researchers and practitioners in research on Islamic economic, financial and business issues.
Articles 47 Documents
Pengaruh Pendidikan dan Pelatihan terhadap Peningkatan Produktivitas Kerja Karyawan-Karyawati PT Panasonic Gobel Indonesia Jakarta Timur Endaryono, Bakti Toni; Juansah, Ace Jaja; Nizmah, Nizmah
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 3 No 1 (2021): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v3i1.190

Abstract

The purpose of this study was to determine the effect of education and training on the improvement of work productivity of employees of PT Panasonic Gobel Indonesia, East Jakarta. The independent variables used in this study are education and training. While the dependent variable used is the increase in employee productivity. The object used in the research is PT Panasonic Gobel Indonesia, with employees of the customer service division as the research sample. A total of 30 respondents. The research method with quantitative, data collection techniques with interviews, observation and documentation, the analysis used is simple linear regression analysis. From the results of the regression coefficient analysis linear function Y = 13.633 + 0.682. The results showed that education and training had a significant positive effect on the increase in work productivity of female employees, amounting to 71%.
Implementasi Akad Ba’i Istishna dan Ba’i Taqsith pada Pembiayaan Kepemilikan Rumah (Non Bank) di Perumahan Islami Indonesia Paramansyah, Arman; Abdillah, Izul; Damayanthi, Dessy
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 3 No 1 (2021): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v3i1.189

Abstract

This study aims to analyze the application of istishna and ba'i taqsith contracts on bankless home ownership financing and to find out the advantages of each of these contracts. This research was conducted using qualitative research with descriptive analysis method, namely research by focusing on the implementation of istishna and ba'i taqsith contracts and showing a relationship between the financing of house ownership without the bank, then conducting a description to provide a clear picture. The results of the study conclude that the istishna contract in its application, namely the mustashni/customer, pre-orders the house to be ordered from the shani/maker by stating the raw material specifications, size and payment system at the beginning of the agreement and the handover of the building will be handed over in a tough manner. In the payment system there are 2 schemes, namely: In cash and credit, in credit financing for Indonesian Islamic Housing using a ba'i taqsith agreement. Namely a sale and purchase contract with a payment in installments at a certain time and is more expensive than the cash price. Credit calculation uses a 7% margin of cash and flat prices until the end of payment, there are no penalties for late payments and if there is default, deliberations will be held for the solution. The advantages of the ba'i istishna and ba'i taqsith contracts are the advantages of the istishna contract, it can change the design desired by the consumer and the advantages of the ba'i taqsith contract, can negotiate prices, late payment is not subject to fines, the benefits are greater than the cash price, and to educate the public about sharia credit.
Evaluasi Kinerja Operasional Pelayanan Bus Rapid Transit (B Koridor Blok M-Kota, DKI Jakarta Vidhia, Clara; Hendra, Franka
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 3 No 1 (2021): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v3i1.188

Abstract

The operational aspect as an aspect directly related to the provision of services to the community will certainly require this BRT system to provide better service quality compared to other public transport service systems. The objectives of this research are: to assess the operational performance of BRT services in DKI Jakarta in the Blok M-Kota corridor in terms of headway, load factor and travel time based on BRT service performance standards and to assess public perceptions of the operational performance of BRT services in corridors. Blok M-City. In this study using descriptive analysis methods, evaluative, and science methods. The survey technique was carried out by means of a static survey, on bus, interviews, and questionnaires. The results showed that the headway, BRT has a good level of service, when compared to the standard of the Directorate General of Land Transportation where the average standard headway is 5 minutes. While the standard of BP TransJakarta can be said to be good where the headway during peak hours is 2-3 minutes and non-peak hours are 5 minutes. Load factor, the results of the primary survey and analysis show that the load factor has not yet reached the operational target of BP TransJakarta by 70% so that the bus condition still feels roomy and relaxed, although it is much better according to the standards of the Directorate General of Land Transportation. As for travel time, the operational service performance of BRT is in accordance with the standards of the Directorate General of Land Transportation which stipulates the standard travel time is 1-1.5 hours and BP TransJakarta sets 45 minutes, which is much faster where for the Blok M-Kota and Kota-Blok majors. M.
Dampak Kawasan dan Status Negara  Terhadap Pertumbuhan Ekonomi  Negara-Negara Terdampak Covid-19 Junaedi, Dedi; Salistia, Faisal
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 3 No 1 (2021): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v3i2.187

Abstract

The COVID-19 pandemic has had multi-sectoral impacts, including disrupting the economic growth of many countries. This study aims to analyze the impact of the COVID-19 pandemic, fiscal capability as well as regional differences and country status on the economic growth of the affected countries. The method used is a quantitative method with a saturated sample of 135 countries, and a regression analysis approach with dummy variables. The results showed that the variables of pandemic cases, exposure time, population, regional differences and country status differences affected the economic growth of the affected countries (R2 0.6373). If the pandemic is under control and there is no disparity in management between regions and between countries, then global economic growth has the potential to be positive at 0.18%. If state spending is increased, it has the potential to reduce the impact of economic contraction by 0.27%. The management of the pandemic in the Asian, American and African regions is significantly different from that in the Australian region. Poor countries are different from developed countries, but not different from middle-income countries, in managing pandemics in their regions. In relative terms, the impact of the pandemic in Asia, America and Africa is heavier than other regions.
Dampak Pandemi Covid-19 terhadap Stabilitas Moneter Indonesia Junaedi, Dedi; Arsyad, Muhammad Rizal; Norman, Efrita; Romli, Moh; Salistia, Faisal
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 3 No 1 (2021): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v3i1.149

Abstract

This study aims: (1) to analyze the effects of the pandemic and the differences in policies in handling the Covid-19 pandemic on Indonesia's monetary stability; (2) to analyze the effect of money supply, BI-rate, market operations, stock index on Indonesia's monetary stability. This study uses quantitative analysis methods with multiple dummy variable regression. As a result, the number of pandemic cases and differences in policies had a significant effect on the stability of the rupiah. Simultaneously, the stability of the rupiah exchange rate is influenced by pandemic variables (cases, deaths, recovery and pandemic management policies, money supply (M1, M2), market operations (conventional and sharia), reference interest rates (BI-rate), inflation rate. foreign exchange reserves, financial stock index. These independent variables are correlated with the rupiah exchange rate with a correlation coefficient of R2 0.927073. The pandemic management policy, whatever its name, tends to weaken the rupiah exchange rate position. the exchange rate of the rupiah, meanwhile the formation of a task force had a lighter impact on pressing the rupiah compared to other policies.
Optimalidasi Investasi Dana Haji Era Pandemi Covid-19 Junaedi, Dedi; Arsyad, Muhammad Rizal; Aurijah, Siti Chaerijah
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 3 No 1 (2021): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v3i1.150

Abstract

View MyStat This study aims to explore the optimal choice of Hajj financial investment through analysis of the relationship between the prospects for gold investment, Islamic stocks and rice agribusiness investment with the dynamics of exchange rates, inflation, BI-rate, pandemic cases and differences in policies in handling the Covid-19 pandemic. The method used is a mixed method between qualitative descriptions and quantitative analysis. The data used are primary and secondary data from January to August 2020. The analysis technique used is multiple regression with summy pandemic policy variables. The result: investing in gold, investing in Islamic stocks and investing in rice agribusiness can become priority options for Hajj financial investments. The prospect of investing in gold is quite bright and is not statistically significantly affected by exchange rate fluctuations, inflation, BI-rate and the case of a pandemic. Sharia stock investment (ISSI and JII indices) has good prospects even though it is influenced by the dynamics of exchange rates, inflation, BI-rate and the Covid pandemic. Likewise, the investment in rice agribusiness is considered prospective considering its greater impact on farmers and national food availability. The analysis shows that gold investment and rice agribusiness investment have a positive correlation and tend to strengthen each other.
Relevansi Konsep Uang Dalam Perspektif Ibnu Khaldun terhadap Kebijakan Moneter Indonesia Hadi, Sholikul; Romli, Moh.
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 2 No 2 (2020): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v2i2.115

Abstract

Money is part of the community's need to conduct various transactions. Indonesia as a developing country makes the dollar as the standard of money value because the position of the dollar is considered strong by almost all countries in the world. But in fact the existence of a dollar that is not guaranteed by anything often changes (fluctuates) and will directly affect the financial systems of countries that refer to the dollar, including Indonesia. Ibn Khaldun was a Muslim scientist who lived during the decline of Islam. He was actively involved in the world of government and was one of the figures who had brilliant ideas about the concept of money (751-808 H / 1350-1406 AD). This study aims to examine Ibn Khaldhun's concept of money and monetary policy in the economy and the relevance of his thinking to monetary policy in Indonesia. This research uses library research design (Library Research) with a historical and descriptive approach. The data collection technique chosen is the documentation technique, namely the data collection technique by examining relevant literature with the chosen title. In the analysis phase content analysis techniques are used and combined with historical continuity methods to answer the problem formulation that is proposed. The data analysis stage is through the stages of linguistic analysis and concept analysis. The results showed that: 1) the emergence of the concept of Ibn Khaldun's money and monetary system in the economy was motivated by the economic and political conditions experienced during Ibn Khaldun's life. History says that Muqadimah Ibn Khaldun was written based on the results of his thoughts combined with life experiences he experienced; 2) The concept of Ibn Khaldun is relevant if it is applied in the monetary system in Indonesia. This is based on the real conditions faced by Indonesia, which currently uses empty money. Even though its existence is now proven to have caused crises many times. So it is not impossible if gold and silver coins are used as the standard of money value.
The Nexus Between CAMELS Index Toward Net Profit Rachmaniyah, Fatichatur; Nugroho, Arief Yuswanto; Fasa, Muhamad Iqbal
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 3 No 2 (2021): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah (In Press)
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v3i2.388

Abstract

This study aims to determine whether the CAMELS variable can affect the net profit generated by Bank Mualamalat simultaneously and partially. CAMELS variables include: Capital Adequency Ratio (CAR), NonPerforming Financing (NPF), Net Profit Margin (NPM), Net Operating Margin (NOM), Financing to Deposit Ratio (FDR), Net Open Position (NOP). This study used quarterly financial data for the years 2012 - 2019. Data analysis techniques used multiple linear regression analysis. The results of the F test, the CAMELS variable simultaneously show that significant affect on net profit with adjusted R square 64%. In the t test, partially CAR and PDN variables significantly influence on net profit, but the NPF, NPM, NOM, and FDR variables did not have effect on net profit.
Pengaruh Covid-19 terhadap Indeks Harga Saham Gabungan (IHSG) dan Nilai Tukar Rupiah Alfira, Nisa; Fasa, Muhammad Iqbal; Suharto, Suharto
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 3 No 2 (2021): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah (In Press)
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v3i2.356

Abstract

The purpose of this study was to determine the effect of the Covid-19 pandemic on the Composite Stock Price Index (IHSG) and the rupiah exchange rate in Indonesia. The research method used is descriptive qualitative by describing the existing phenomena. The results show that the impact of the Covid-19 pandemic does not only affect public health, but also affects the Indonesian economy, especially in Islamic financial institutions in the Islamic capital market, namely the Composite Stock Price Index and the weakening of the rupiah exchange rate. The pandemic has also been proven to have put pressure on the world economy, including Indonesia.
Pengaruh Indeks DJIA, Harga Minyak Dunia, Tingkat Inflasi, dan Nilai Tukar Rupiah terhadap ISSI Mahfudz, Muhammad Baharudin; Nurhadi, Nurhadi
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 3 No 2 (2021): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah (In Press)
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v3i2.370

Abstract

Indonesia is a country where the majority of the population is Muslim, so information about the Sharia Stock Index has an important role in understanding the dynamics of the capital market in Indonesia. This study aims to determine the simultaneous and partial influence of Dow Jones Industrial Average (DJIA), World Oil Price, Inflation Rate, and Rupiah Exchange Rate on Indonesia Sharia Stock Index (ISSI). This study uses secondary data in the form of a summary of monthly index reports obtained from financial websites. The population in this study is a time series data that amounts to 60 months and starts from January 2016 to December 2020 by determining samples using saturated samples. The data was analyzed using multiple linear regression analysis techniques. Hypothesis tested using F test and t test. The results showed that simultaneously (Test F) variable Dow Jones industrial Average (DJIA) (X1), World Oil Price (X2), Inflation Rate (X3), and Rupiah Exchange Rate (X4) had a significant effect on the Indonesia Sharia Stock Index (ISSI) on the Indonesia Stock Exchange (IDX). Partially (Test t) DJIA has a significant positive effect on ISSI. Rupiah exchange rate has a significant negative effect on ISSI. Meanwhile, The World Oil Price and Inflation Rate have an insignificant negative effect on ISSI.