cover
Contact Name
Septian Yudha Kusuma
Contact Email
septian.yudhakusuma@polines.ac.id
Phone
+6285726945023
Journal Mail Official
keunis@polines.ac.id
Editorial Address
Jl. Prof. Sudarto, Tembalang, Kec. Tembalang, Kota Semarang, Jawa Tengah 50275
Location
Kota semarang,
Jawa tengah
INDONESIA
KEUNIS
ISSN : 23029315     EISSN : 27147274     DOI : https://doi.org/10.324497/keunis
Core Subject : Economy,
Pemahaman tentang keuangan dan atau yang bersinggungan atau berkaitan dengan arus dana dan kegiatan yang berhubungan dengan bisnis.
Articles 35 Documents
ANALISIS KEPUASAN NASABAH ATAS KUALITAS LAYANAN INTERNET BANKING PADA PT BANK PEMBANGUNAN DAERAH JAWA TENGAH KANTOR CABANG PATI Mutiasari, Anita Elvi; Soemarso, Embun Duriany
KEUNIS Vol 8, No 2 (2020): JULI 2020
Publisher : Jurusan Akuntansi Politeknik Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32497/keunis.v8i2.2112

Abstract

This research aims to identify how to increase customer satisfaction of internet banking service quality at PT Bank Pembangunan Daerah Jawa Tengah Pati Branch Office with five dimensions of service quality which were tangible, reliability, responsiveness, assurance, and empathy.In this research, the sampling technique used was purposive sampling technique. The data in this research were obtained from observations and distributing questionnaires to 100 respondents. Data analysis methods used are validity test, reliability test, satisfaction index test, satisfaction gap test and satisfaction mapping with cartesian diagram.Based on the result of the validity and reliability test, the indicators like tangible, reliability, responsiveness, assurance and empathy are valid and reliable. Based on the result of the satisfaction index analysis, the weighting score of internet banking quality service is 4,219. That score is between 3,43 – 4,23 wich means Satisfied. Based on the result of the satisfaction gap test the increase of satisfaction established on the fourteen sub-indicators show satisfaction, and four sub-indicators show dissatisfaction. Meanwhile, when viewed from the cartesian diagram mapping result, there are four indicators that fall into the quadrant I, four indicators in the quadrant II, four indicators in the quadrant III, and six indicators in the quadrant IV.
ANALISIS PENGARUH PERSEPSI MANFAAT, PERSEPSI KEMUDAHAN, DAN KEAMANAN TERHADAP MINAT NASABAH MENGGUNAKAN MOBILE BANKING (Studi Kasus pada PT Bank Rakyat Indonesia (Persero) Tbk Kantor Cabang Semarang Pandanaran) Pranoto, Margaretha Oktavia; Setianegara, R. Gunawan
KEUNIS Vol 8, No 1 (2020): JANUARI 2020
Publisher : Jurusan Akuntansi Politeknik Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32497/keunis.v8i1.2117

Abstract

This research is motivated by the phenomenon of competition in the banking industry in increasing customers interest in using mobile banking. This research aims to analyze the perceived usefulness, perceived ease of use, and security on the interest in using mobile  banking at the PT Bank Rakyat Indonesia (Persero) Tbk Branch Office Semarang Pandanaran.The purpose of this study is to describe and analyze the influence customer perceptions of the interest in using mobile banking. This research uses explanatory (explanation) with a quantitative approach, in which customers of Bank Rakyat Indonesia (BRI) branch Semarang Pandanaran as a population, whereas samples taken by 100 respondents were determined by specific criteria. Research results with the t test showed that the variable perceived of usefulness, perceived ease of use and security separately (partial) significantly affects the interest in using mobile banking. Test results also showed that the variables of perceived usefulness, perceived ease of use, and security jointly (simultaneously) significantly affects the interest in using mobile banking. The magnitude of the effect of variable perception of usefulness, perceived ease of use, and security against the interest in using mobile banking is equal to 76.5%, while the rest influenced by other variables that are not addressed in this study.
PENGARUH TRANSAKSI ELECTRONIC BANKING TERHADAP FEE BASED INCOME PADA PT BANK CIMB NIAGA, Tbk PERIODE 2014 – 2017 Arisanti, Oliviani Rizki; Prihatiningsih, Prihatiningsih
KEUNIS Vol 7, No 1 (2019): JANUARI 2019
Publisher : Jurusan Akuntansi Politeknik Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32497/keunis.v7i1.1534

Abstract

This study aimed to knowing the effect of electronic banking transactions to fee based income PT. Bank CIMB Niaga, Tbk. The strategy that was used in this research was  associative strategy or relations effect. The method  was used in this research was ex post de facto. The subject in this research is PT. Bank CIMB  Niaga, Tbk from the merger company that is between Bank Niaga with the Lippo Bank until now. Sample that was used is the e-banking transactions and fee based  income of  PT. Bank CIMB Niaga, Tbk for 4 years (year 2014-2017).  The variable that was researched covered the free variable that is the e-banking transactions.  Whereas the variable was tied was fee based income.  This study was carried out by using the analysis technique of simple linear regression  and for the data processing used spss the version 16,0. Were based on results of the testing of the hypothesis α = 5%  df = n-k =2  was received t table is 4.302 and tcounted is 11,855 (t counted > t table) so the conclution H0 was refused and Ha  was accepted, that means there is positive and significant influence the e-banking transactions to fee based income PT. Bank CIMB Niaga, Tbk.
ANALISIS EFISIENSI BANK UMUM KONVENSIONAL DI INDONESIA MENGGUNAKAN METODE DATA EVELOPMENT ANALYSIS (DEA) PADA TAHUN 2014-2018 Farchah, Naili; Kusmargiani, Ida Savitri
KEUNIS Vol 8, No 1 (2020): JANUARI 2020
Publisher : Jurusan Akuntansi Politeknik Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32497/keunis.v8i1.2135

Abstract

The purpose of the research is to analayze efficiency level of Commercial Bank in Indonesia (Bank Mandiri, Bank BNI, Bank BRI, Bank BTN, Bank BCA, Bank Danamon, Bank CIMB and Bank PAN) 2014-2018 period with Data Envelopment Analysis (DEA) method. Data used in this research is secondary data taken from Financial Statement Publication issued by Otoritas Jasa Keuangan (OJK) 2014-2018 period.Bank used in this reseach is eight bank which include in BUKU 4. Length of research period is five years from 2014 until 2018. This research uses input and output variable with Data Envelopment Analysis (DEA) method. The result of research in 2014 all bank object efficient. In 2015 and 2016 inefficiency bank is BNI. In 2017 and 2018 inefficiency banks is Mandiri and BNI. Based on invention can be concluded that national foreign exchange private bank (BUSN) more efficiency than government bank in period research
ANALISIS TINGKAT KESEHATAN PT. BPR WELERI MAKMUR DENGAN METODE CAMEL PADA PERIODE 2015-2018 Rizky, Nabila Saskia Noer; Winarni, Winarni
KEUNIS Vol 8, No 1 (2020): JANUARI 2020
Publisher : Jurusan Akuntansi Politeknik Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32497/keunis.v8i1.2134

Abstract

This study aims to assess and analyze the health level of PT. BPR Weleri Makmur if calculated using the CAMEL (Capital, Asset Quality, Management, Earning, and Liquidity) method in the 2015-2018 period based on Bank Indonesia Director's Decree No. 30/12 / KEP / DIR dated April 30, 1997. The component assessed is Capital (Capital) using CAR ratios, Asset Quality by using KAP ratios and PPAP ratios, Management using Management calculations using general management and risk management, earnings (earning) using the ROA ratio and the BOPO ratio, and Liquidity (Liquidity) using the Cash Ratio and LDR ratio.The results of the analysis and discussion showed that in the 2015-2018 period as a whole, the health level of PT. BPR Weleri Makmur is categorized in the healthy category, and the health level progress based on overall credit score at PT. BPR Weleri Makmur in the 2015-2016 period decreased.
ANALISIS PENGARUH INFORMASI KEUANGAN PERUSAHAAN DAN NON KEUANGAN PERUSAHAAN TERHADAP TINGKAT UNDERPRICING SAHAM PERDANA DI BURSA EFEK INDONESIA (Studi empiris pada perusahaan yang IPO periode 2018) Setyaningsih, Ulfa; Listyani, Theresia Tyas; Fatati, Manarotul
KEUNIS Vol 7, No 2 (2019): JULI 2019
Publisher : Jurusan Akuntansi Politeknik Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32497/keunis.v7i2.1586

Abstract

Stock underpricing is a situation where the stock price at the time of supply in the primary market lower than when traded in the secondary market. Stock Underpricing is unfavorable phenomenon for companies that go public, because the funds obtained the company was not optimal. This study aimed to analyze the influence of Earning Per Share (EPS), Debt to Equity Ratio (DER), Underwriter Reputation and Age Companies on the level of Underpricing level at the Indonesia Stock Exchange on the company's IPO period of 2018. The study design was quantitative research applied causal. The sampling technique used was purposive sampling, with a total sample of 54 and data used are cross section. Data analysis method used is multiple linear regression operated by SPSS 20.0. The results of this study indicate that the Earning Per Share (EPS) and Debt to Equity Ratio (DER) have no significant effect on the level of underpricing of IPO at the Indonesia Stock Exchange, while Reputation Underwriter and Age Company have significant effect on the level of underpricing of IPO at the Indonesia Stock Exchange.
ANALISIS TEKNIKAL PERGERAKAN HARGA SAHAM DENGAN MENGGUNAKAN INDIKATOR STOCHASTIC OSCILLATOR DAN WEIGHTED MOVING AVERAGE 'Izzah, Nur Alviyanil; Martia, Dina Yeni; Imaculata, Maria; Hidayatullah, Moh Iqbal; Pradana, Andhika Bagus; Setiyani, Diyah Ayu; Sapuri, Enes
KEUNIS Vol 9, No 1 (2021): JANUARI 2021
Publisher : Jurusan Akuntansi Politeknik Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32497/keunis.v9i1.2307

Abstract

Investments in the stock market are closely related to the price movement risk. Investors used technical analysis to minimize the risk caused by changes in stock prices. Hence, investors get the right decision to buy or sell the stocks. Weighted Moving Average and Stochastic Oscillator are technical analysis indicators that investors often use due to their ease and accuracy predictions. This study combines the Stochastic Oscillator and Weight Moving Average (WMA) indicators to predict stock price movements in various industrial sectors during the 2015 to 2019 period and the first semester of the 2020 covid-19 pandemic outbreak in Indonesia. This combination aims to provide better predictive results by completing the weaknesses of each indicator. To provide recommendations for the right investment decisions for investors interested in investing their funds, especially in various industrial sectors. Using the combination of WMA and SI indicator charts from the investing.com website resulting in a better prediction of the right time to buy or sell stocks in various industry sectors. While the shares of SCCO, INDR, INDS appear stable during 2020, the movement of KLBM and KLBI's share prices seems to be affected by the Covid-19 pandemic in Indonesia.
ANALISIS KUALITAS PELAYANAN TERHADAP LOYALITAS NASABAH PADA BANK JATENG CABANG PEMBANTU SAMPANGAN Kusumastuti, Ardhila Laela; Kodir, M Abdul
KEUNIS Vol 7, No 1 (2019): JANUARI 2019
Publisher : Jurusan Akuntansi Politeknik Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32497/keunis.v7i1.1532

Abstract

This study aims to determine and measure the effect of Service Quality variables on Customer Loyalty at Bank Jateng Branch of Sampangan. The data in this research is obtained by filling the questionnaire to 100 customers of Bank Jateng Sampangan Branch Office. Sampling using purposive sampling method while data testing method is done by Test Validity, Test Reliability, Classic Assumption Test, t test, F test, and Coefficient of Determination. Data analysis method used is multiple linear regression analysis with SPSS program version 24. The result of testing the hypothesis indicate that there are significant effects both simultally and partislly on service quality variable to customer loyalty at Bank Jateng Sampangan Branch Office and variable of Reliability is dominant variable that influence to customer loyalty at Bank Jateng Branch of Sampangan.
ANALISIS PENGARUH RASIO LIKUIDITAS, EFISIENSI OPERASI, DAN RASIO SOLVABILITAS TERHADAP KINERJA KEUANGAN PADA PT BANK MAYBANK INDONESIA Tbk PERIODE 2010-2018 Aprilia, Alma; Soebroto, Nina Woelan
KEUNIS Vol 8, No 2 (2020): JULI 2020
Publisher : Jurusan Akuntansi Politeknik Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32497/keunis.v8i2.2115

Abstract

This study aims to analyze the significance of the effect of liquidity ratios, operating efficiency, and solvency ratios both simultaneously and partially on financial performance at PT Bank Maybank Indonesia Tbk. period of 2010-2018. The population in this study is liquidity ratio, operating efficiency, and solvency ratio. The sampling technique using simple random sampling method, obtained samples in this study as many as 3 variables, namely Loan to Deposit Ratio (LDR), Operational Costs compared to Operating Income (BOPO), and Capital Adequacy Ratio (CAR). The data used in this study are secondary data obtained from published quarterly financial reports. The model of analysis used is Multiple Linear Regression, while the data analysis technique uses F Test, Determination Coefficient (Adjusted R²), and t Test. The results of the analysis and discussions show that the variable Loan to Deposit Ratio (LDR), Operational Cost versus Operating Income (BOPO), and Capital Adequacy Ratio (CAR) simultaneously have significant effects on Return On Assets (ROA) at PT Bank Maybank Indonesia Tbk. the period of 2010-2018. Partially, the Loan to Deposit Ratio (LDR) variable has negative and not significant effect on Return On Assets (ROA), while Operational Cost versus Operational Income (BOPO) variables partially have a negative and significant effect on Return On Assets (ROA), as well as variables Capital Adequacy Ratio (CAR) partially has a negative and significant effect on Return On Assets (ROA) at PT Bank Maybank Indonesia Tbk. the period 2010-2018.
ANALISIS PENGARUH MARKETING MIX TERHADAP PENGAMBILAN KEPUTUSAN NASABAH MENABUNG PADA BANK JATENG CABANG UNGARAN Annurfa, Dyah Ayu; Sunindyo, Aris
KEUNIS Vol 8, No 2 (2020): JULI 2020
Publisher : Jurusan Akuntansi Politeknik Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32497/keunis.v8i2.2110

Abstract

This research is aimed to analyze and identify the signification influence of product ,price, promotion and place to the saving deccison at Bank Jateng Cabang Ungaran and partially. Data were collected through questionnaires to 100 respondents who are customers of saving at Bank Jateng Cabang Ungaran. Which is obtained by using purposive sampling technique. The calssical assumption of normality test,multicoloniarity, heteroscedasticity test and multiople linier analysis test and coefficient of determination. The hypothesis proved using the t and F test. The results of this study indicate that the product, price, promotion, placesimultaneously have significanctly influence against the customer’s decision to save. Partially there are one significant variabels that influence the customer decision saving of promotion. For product, price, place variables not significant on the customer’s decision to save at Bank Jateng Cabang Ungaran

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